C.F.R. » Title 13 » CHAPTER I—SMALL BUSINESS ADMINISTRATION › PART 120—BUSINESS LOANS › Subpart A—Policies Applying to All Business Loans

13 C.F.R. § 120.190

Where does an applicant apply for a loan?

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An applicant for a business loan should apply to:

(a) A Lender for a guaranteed or immediate participation loan;

(b) A CDC for a 504 loan;

(c) An Intermediary for a Microloan; or

(d) SBA for a direct loan.

Notes of Decisions
Cited in 2 cases (1 in the last 5 years), 2020–2025 · leading case: Fruci & Associates PS v. A10 Capital LLC
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Fruci & Associates PS v. A10 Capital LLC (2020) wawd “13 C.F.R. § 120.190 . Borrowers can seek the assistance of “agents”2 17 in preparing application materials and navigating the loan process.”
35 State Street Hotel Partners, LLC v. Guzman (2025) dcd “See 13 C.F.R. § 120.190 . The Small Business Act does not provide much detail on the permissible amount of a § 7(a) loan.”
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