Connecticut General Statutes

Conn. Gen. Stat. § 36a-675 (2026)

(Formerly Sec. 36-416). Short title: Connecticut Truth-in-Lending Act

✓ current as of May 2026
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Sections 36a-675 to 36a-686, inclusive, shall be known and may be cited as the “Connecticut Truth-in-Lending Act”.

(1969, P.A. 454, S. 24; P.A. 15-235, S. 1.)

History: Sec. 36-416 transferred to Sec. 36a-675 in 1995; (Revisor's note: In 1997 the Revisors editorially reinstated the word “shall” before the words “be known and may be cited” to correct a clerical error in the preparation of the 1995 revision); P.A. 15-235 added reference to Sec. 36a-686 and replaced “Truth-in-Lending Act” with “Connecticut Truth-in-Lending Act”, effective August 1, 2015.

Notes of Decisions
Cited in 7 cases (3 in the last 5 years), 2011–2022 · leading case: GMAC Mortg., LLC v. Ford, 73 A.3d 742 (Conn. App. Ct. 2013).
GMAC Mortg., LLC v. Ford, 73 A.3d 742 (Conn. App. Ct. 2013). · cites it 2× “Connecticut has incorporated the federal rescission right into its version of the act, codified at General Statutes §§ 36a-675 through 36a-685.”
Bentley v. Greensky Trade Credit, LLC, 156 F. Supp. 3d 274 (D. Conn. 2015). · cites it 2× “, the Connecticut TILA, Conn. Gen. Stat. §§ 36a-675, 36a-685, and the Connecticut Unfair Trade Practices Act (“CUTPA”), Conn.”
Freeman v. A Better Way Wholesale Autos, Inc., 166 A.3d 857 (Conn. App. Ct. 2017). · cites it 2× “The state's TILA provisions are set forth at General Statutes § 36a-675 et seq. Contrary to this assertion, the plaintiff clearly alleged a violation of CUTPA, § 42-110a et seq.”
Walpole Woodworkers, Inc. v. Manning, 11 A.3d 165 (Conn. App. Ct. 2011). · cites it 2× “Rather, the defendant, relying on an isolated provision in the Truth-In-Lending Act, General Statutes § 36a-675 et seq., maintains that he was entitled to rescind the contract and recoup his $11,000 deposit at any time “within three years of the completion of the transaction”…”
Edwards v. McMillen Capital, LLC (D. Conn. 2021). · cites it 3× “), the Connecticut Truth in Lending Act (Conn. Gen. Stat. § 36a-675, et seq.) and the Connecticut Unfair Trade Practices Act (CUTPA) ( Conn.”
Edwards v. McMillen Capital, LLC (D. Conn. 2021). · cites it 3× “), the Connecticut Truth in Lending Act (Conn. Gen. Stat. § 36a-675, et seq.) and the Connecticut Unfair Trade Practices Act (CUTPA) ( Conn.”
Edwards v. McMillen Cap., LLC (2d Cir. 2022). “§§ 1601–1667f (“federal TILA”), the Connecticut Truth in Lending Act, Conn. Gen. Stat. §§ 36a-675–36a-686 (“Connecticut TILA), and the Connecticut Unfair Trade Practices Act, Conn.”
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