Florida Statutes
Fla. Stat. § 624.602 (2025)
“Life insurance,” “life insurer” defined.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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624.602 “Life insurance,” “life insurer” defined.—
(1) “Life insurance” is insurance of human lives. The transaction of life insurance includes also the granting of annuity contracts, including, but not limited to, fixed or variable annuity contracts; the granting of endowment benefits, additional benefits in event of death or dismemberment by accident or accidental means, additional benefits in event of the insured’s disability; and optional modes of settlement of proceeds of life insurance. Life insurance does not include workers’ compensation coverages.
(2) A “life insurer” or “life insurance company” is an insurer engaged in the business of issuing life insurance contracts, including contracts of combined life and health and accident insurance.
History.—s. 100, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-295; s. 1, ch. 77-457; s. 82, ch. 79-40; ss. 2, 3, ch. 81-318; ss. 79(1st), 86, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429.
Notes of Decisions
Cited in 4
cases, 1993–2013 · leading case: Negrete v. Allianz Life Ins. Co. of North Am., 927 F. Supp. 2d 870 (C.D. Cal. 2013).
Negrete v. Allianz Life Ins. Co. of North Am., 927 F. Supp. 2d 870 (C.D. Cal. 2013). “See Fla. Stat. § 624.602 (1). 6 Allianz reasons that the combination of state insurance laws that “closely regulate” the conduct that forms the basis of plaintiffs’ claims, in conjunction with the absence of a private right of action under this state scheme, counsels in favor of…”
Variable Annuity Life Ins. v. Clarke, 998 F.2d 1295 (5th Cir. 1993). “§ 40-401 (1990); La.Rev.Stat.Ann. § 22:6(1) (West 1969); Me.”
Liberty Care Plan v. Dep't of Ins., 710 So. 2d 202 (Fla. 1st DCA 1998). “See §§ 624.602-624.608. We find that the Plan does not meet the definition of “health insurance” set out in section 624.”
State, Dept. of Ins. v. Great N. Insured, 667 So. 2d 796 (Fla. 1st DCA 1995). “988(8) gives DOI the authority "to regulate the annuity products included in the definition of `life insurance' in section 624.602(1), F.S., and to regulate the agents who sell the products, but permits those agents a relationship with financial institutions otherwise prohibited…”
— 624.602(1) — 2 cases
Variable Annuity Life Ins. v. Clarke, 998 F.2d 1295 (5th Cir. 1993). “§ 40-401 (1990); La.Rev.Stat.Ann. § 22:6(1) (West 1969); Me.”
State, Dept. of Ins. v. Great N. Insured, 667 So. 2d 796 (Fla. 1st DCA 1995). “988(8) gives DOI the authority "to regulate the annuity products included in the definition of `life insurance' in section 624.602(1), F.S., and to regulate the agents who sell the products, but permits those agents a relationship with financial institutions otherwise prohibited…”
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