Florida Statute 627.412 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.412

627.412 Standard provisions, in general.—

(1) Insurance contracts shall contain such standard or uniform provisions as are required by the applicable provisions of this code pertaining to contracts of particular kinds of insurance. The office may waive the required use of a particular provision in a particular insurance policy form if:

(a) It finds such provision unnecessary for the protection of the insured and inconsistent with the purposes of the policy; and

(b) The policy is otherwise approved by it.

(2) No policy shall contain any provision inconsistent with or contradictory to any standard or uniform provision used or required to be used, but the office may approve any substitute provision which is, in its opinion, not less favorable in any particular to the insured or beneficiary than the provisions otherwise required.

(3) In lieu of the provisions required by this code for contracts for particular kinds of insurance, substantially similar provisions required by the law of the domicile of a foreign or alien insurer may be used when approved by the office.

History.—s. 461, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 1116, ch. 2003-261.

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Amendments to 627.412

Arrestable Offenses / Crimes under Fla. Stat. 627.412

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.412.

Annotations, Discussions, Cases:

Cases Citing Statute 627.412

Total Results: 5

Kaklamanos v. Allstate Ins. Co.

Court: District Court of Appeal of Florida | Date Filed: 2001-07-26

Citation: 796 So. 2d 555, 2001 WL 838198

Snippet: So.2d 506, 507 (Fla. 4th DCA 1991); see also § 627.412(2), Fla. Stat. (1997) ("No policy shall contain

Travelers Indem. Co. v. Suazo

Court: Supreme Court of Florida | Date Filed: 1992-12-24

Citation: 614 So. 2d 1071, 18 Fla. L. Weekly Supp. 9, 1992 Fla. LEXIS 2123

Snippet: be construed to provide the greater coverage. § 627.412, Fla. Stat. (1989); Mullis v. State Farm Mut. Auto

Suazo Ex Rel. Suazo v. Del Busto

Court: District Court of Appeal of Florida | Date Filed: 1991-11-05

Citation: 587 So. 2d 480, 1991 WL 152939

Snippet: only $10,000. The Suazos contend that section 627.412(1), Florida Statutes (1989), requires all insurance

Metro. Property and Liability Ins. Co. v. Gray

Court: District Court of Appeal of Florida | Date Filed: 1984-03-01

Citation: 446 So. 2d 216

Snippet: contract and further assuming that under section 627.412(1), Fla. Stat., the provisions of section 627.4132

MacKenzie v. Avis Rent-A-Car Systems, Inc.

Court: District Court of Appeal of Florida | Date Filed: 1979-04-03

Citation: 369 So. 2d 647

Snippet: Co., 258 So.2d 277 (Fla.3d DCA 1972); Section 627.412, Florida Statutes (1975) ("Insurance contracts