The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.412

627.412 Standard provisions, in general.—

(1) Insurance contracts shall contain such standard or uniform provisions as are required by the applicable provisions of this code pertaining to contracts of particular kinds of insurance. The office may waive the required use of a particular provision in a particular insurance policy form if:

(a) It finds such provision unnecessary for the protection of the insured and inconsistent with the purposes of the policy; and

(b) The policy is otherwise approved by it.

(2) No policy shall contain any provision inconsistent with or contradictory to any standard or uniform provision used or required to be used, but the office may approve any substitute provision which is, in its opinion, not less favorable in any particular to the insured or beneficiary than the provisions otherwise required.

(3) In lieu of the provisions required by this code for contracts for particular kinds of insurance, substantially similar provisions required by the law of the domicile of a foreign or alien insurer may be used when approved by the office.

History.—s. 461, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 1116, ch. 2003-261.

F.S. 627.412 on Google Scholar

F.S. 627.412 on Casetext

Amendments to 627.412

Arrestable Offenses / Crimes under Fla. Stat. 627.412

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.412.

Annotations, Discussions, Cases:

Cases from cite.case.law:

KAKLAMANOS v. ALLSTATE INSURANCE COMPANY,, 796 So. 2d 555 (Fla. Dist. Ct. App. 2001)

. . . Swearingen, 590 So.2d 506, 507 (Fla. 4th DCA 1991); see also § 627.412(2), Fla. . . .

TRAVELERS INDEMNITY COMPANY, v. SUAZO,, 614 So. 2d 1071 (Fla. 1992)

. . . . § 627.412, Fla.Stat. (1989); Mullis v. State Farm Mut. Auto. Ins. Co., 252 So.2d 229 (Fla.1971). . . .

METROPOLITAN PROPERTY AND LIABILITY INSURANCE COMPANY, a v. GRAY, 446 So. 2d 216 (Fla. Dist. Ct. App. 1984)

. . . constituted the issuance of a separate and severable contract and further assuming that under section 627.412 . . .

K. E. Co- v. AVIS RENT- A- CAR SYSTEMS, INC. a, 369 So. 2d 647 (Fla. Dist. Ct. App. 1979)

. . . Co., 258 So.2d 277 (Fla.3d DCA 1972); Section 627.412, Florida Statutes (1975) (“Insurance contracts . . .