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Fla. Stat. § 627.629 (2025)

Intoxicants and narcotics.

✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.629 Intoxicants and narcotics.—The contract may include the following provision:

“Intoxicants and Narcotics: The insurer will not be liable for any loss resulting from the insured being drunk or under the influence of any narcotic unless taken on the advice of a physician.”

History.—s. 572, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 479, 497, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.
Notes of Decisions
Cited in 1 case, 2001–2001 · leading case: Blue Cross & Blue Shield of Fla. v. Steck, 778 So. 2d 374 (Fla. 2d DCA 2001).
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Blue Cross & Blue Shield of Fla. v. Steck, 778 So. 2d 374 (Fla. 2d DCA 2001). · cites it 3× “" Section 627.629, Florida Statutes (2000), permits an insurance company to include the following exclusion in a health insurance contract: Intoxicants and Narcotics: The insurer will not be liable for any loss resulting from the insured being drunk or under the influence of any…”
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This Florida statute resource is curated by the lawyer who curates this resource, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.