Florida Statutes

Fla. Stat. § 627.784 (2025)

Casualty title insurance prohibited.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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627.784 Casualty title insurance prohibited.—A title insurance policy or guarantee of title may not be issued without regard to the possible existence of adverse matters or defects of title.

History.—s. 10, ch. 65-359; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 584, 809(2nd), ch. 82-243; s. 79, ch. 82-386; ss. 98, 114, ch. 92-318; s. 15, ch. 99-286.

Notes of Decisions

Cited in 9 cases (1 in the last 5 years), 1982–2021 · leading case: Lawyers Title Ins. Corp. v. DSC OF NEWARK ENTER., INC., 544 So. 2d 1070 (Fla. 4th DCA 1989).

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Lawyers Title Ins. Corp. v. DSC OF NEWARK ENTER., INC., 544 So. 2d 1070 (Fla. 4th DCA 1989). · cites it 4× “§ 627.784, Fla. Stat. (1987). A policy issues based upon the informed opinion of title examining experts employed by the company that title is in the condition expressed in the policy.”

Chicago Title Ins. Co. v. Commonwealth Forest Investments, 494 F. Supp. 2d 1332 (M.D. Fla. 2007). · cites it 4× “4th DCA 1989); Fla. Stat. §§ 627.784 & 627.7845(1) (1996) (“A title insurer may not issue a title insurance binder, commitment, endorsement, title insurance policy, or guarantee of title until the title insurer has caused to be conducted a reasonable s'earch and examination of…”

Nielson v. Aman (In re Aman), 492 B.R. 550 (Bankr. M.D. Fla. 2010). · cites it 2× “2007); Fla. Stat. §§ 627.784 , 627.7845(1). . Chicago Title Ins.”

Regions Bank v. Commonwealth Land Title Ins., 977 F. Supp. 2d 1237 (S.D. Fla. 2013). · cites it 2× “5 is an illegal insurance contract under § 627.784, and Fla. Admin. Code Rule 69O-186.”

Morton v. Attorneys' Title Ins. Fund, Inc., 32 So. 3d 68 (Fla. 2d DCA 2009). · cites it 2× “See § 627.784, Fla. Stat. (2005) (“A title insurance policy or guarantee of title may not be issued without regard to the possible existence of adverse matters or defects of title”).”

Escrow Disbursement Ins. Agency, Inc. v. Am. Title & Ins., 550 F. Supp. 1192 (S.D. Fla. 1982). · cites it 3× “See Fla.Stat. § 627.784 as amended by § 627.784 (1981).”

Anthony Lennen v. Marriott Ownership Resorts, Inc. (11th Cir. 2021). “” Fla. Stat. § 627.784 . USCA11 Case: 19-13215 Date Filed: 12/09/2021 Page: 17 of 44 19-13215 Opinion of the Court 17 (2) cited no authority to support their contention that Marriott’s method of adding property to the trust violated its fiduciary duty.”

Morton v. Attorneys'title Ins. Fund, Inc., 32 So. 3d 68 (Fla. 2d DCA 2009). · cites it 2× “See § 627.784, Fla. Stat. (2005) ("A title insurance policy or guarantee of title may not be issued without regard to the possible existence of adverse matters or defects of title").”

Escrow Disbursement Ins. Agency, Inc. v. Am. Title & Ins., 551 F. Supp. 302 (S.D. Fla. 1982). “§ 627.784. This statute provides that “[n]o title insurance policy or guarantee of title shall be issued upon a casualty basis .”

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