Illinois Compiled Statutes
625 ILCS 5/7-502 (2026)
Self-insurers
✓ current as of May 2026
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(625 ILCS 5/7-502)
(from Ch. 95 1/2, par. 7-502)
Sec. 7-502. Self-insurers. Any person in whose name more than 25 motor vehicles are registered may
qualify as a self-insurer by obtaining a certificate of self-insurance
issued by the Director of the Department of Insurance as provided in this Section.
The Director may, in his discretion, upon the application of
such a person, issue a certificate of self-insurance when he is satisfied
that such person is possessed and will continue to be possessed of ability
to pay judgment obtained against such person.
Upon not less than 5 days' notice, and a hearing pursuant to such
notice, the Director may upon reasonable grounds cancel a
certificate of self-insurance. Failure to pay any judgment against any
person covered by such certificate of self-insurance and arising out of any
crash in which a motor vehicle covered by such certificate of
self-insurance has been involved within 30 days after such judgment shall
have become final shall constitute a reasonable ground for the cancellation
of a certificate of self-insurance.
(Source: P.A. 102-982, eff. 7-1-23.)
Notes of Decisions
Cited in 7
cases, 2004–2015 · leading case: Fellhauer v. Alhorn, 838 N.E.2d 133 (Ill. App. Ct. 2005).
Fellhauer v. Alhorn, 838 N.E.2d 133 (Ill. App. Ct. 2005). “) See 625 ILCS 5/7-502 (West 2002). If Fellhauer legitimately believed Enterprise's liability was equivalent to Alhorn's, he would or should have sued Enterprise as a codefendant and allowed Enterprise to defend the action.”
Nelson v. Artley, 2015 IL 118058 (Ill. 2015). “In order to obtain that certificate, Enterprise was required to satisfy the Illinois Department of Insurance that it was able and will continue to be able to pay a judgment obtained against it as provided by section 7-502 of the Vehicle Code (625 ILCS 5/7-502 (West 2010)). 92…”
Nelson v. Artley, 2015 IL 118058 (Ill. 2015). “In order to obtain that certificate, Enterprise was required to satisfy the Illinois Department of Insurance that it was able and will continue to be able to pay a judgment obtained against it as provided by section 7-502 of the Vehicle Code (625 ILCS 5/7-502 (West 2010)). 92…”
Nelson v. Artley, 2014 IL App (1st) 121681 (Ill. App. Ct. 2014). “” 625 ILCS 5/7-502 (West 2006). The Director may issue a certificate of self-insurance if “such person is possessed and will continue to be possessed of ability to pay judgment obtained against such person” and may cancel a certificate if that person fails to pay a judgment…”
Nelson v. Artley, 2014 IL App (1st) 121681 (Ill. App. Ct. 2014). “" 625 ILCS 5/7-502 (West 2006). The Director may issue a certificate of self-insurance if "such person is possessed and will continue to be possessed of ability to pay judgment obtained against such person" and may cancel a certificate if that person fails to pay a judgment…”
Nelson v. Artley, 2015 IL 118058 (Ill. 2015). “In order to obtain that certificate, Enterprise was required to satisfy the Illinois Department of Insurance that it was able and will continue to be able to pay a judgment obtained against it as provided by section 7-502 of the Vehicle Code (625 ILCS 5/7-502 (West 2010)). 92…”
Fogel v. Enter. Leasing Co. (Ill. App. Ct. 2004). “To obtain a certificate of self-insurance, an owner must satisfy the Illinois Department of Insurance that he is able and will continue to be able to pay a judgment obtained against him.”
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