Illinois Compiled Statutes
815 ILCS 375/24 (2026)
(a) Any person who knowingly violates this Act is guilty of a Class A misdemeanor
✓ current as of May 2026
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(815 ILCS 375/24)
(from Ch. 121 1/2, par. 584)
Sec. 24.
(a) Any person who knowingly violates this Act is guilty of a Class
A misdemeanor.
(b) No person who violates this Act, except as a result of an accident
or bona fide error of computation, may recover any unpaid finance charge,
delinquency or collection charge, or refinance charge in connection
with the related retail installment contract.
(Source: P.A. 90-343, eff. 8-8-97.)
Notes of Decisions
Cited in 5
cases, 1995–2016 · leading case: Barnes v. Nw. Repossession, LLC, 210 F. Supp. 3d 954 (N.D. Ill. 2016).
Barnes v. Nw. Repossession, LLC, 210 F. Supp. 3d 954 (N.D. Ill. 2016). “” 815 ILCS 375/24 (emphasis added). Therefore, as a matter of law, Austin was not entitled to any amount above Plaintiffs original $800 balance.”
First Chicago Gary-Wheaton Bank v. Gaughan, 655 N.E.2d 936 (Ill. App. Ct. 1995). “) (815 ILCS 375/24 (West 1992).) Section 24 specifically provides that a party who violates the Sales Act is not entitled to recover any finance charges.”
Route 50 Auto Sales, Inc. v. Muncy, 771 N.E.2d 635 (Ill. App. Ct. 2002). “815 ILCS 375/24(b) (West 1998). This section clearly provides that any person who violates the Act cannot collect any delinquency or finance charge on the installment contract at issue.”
Gainer Bank, N.A. v. Jenkins, 672 N.E.2d 317 (Ill. App. Ct. 1996). “584 (now 815 ILCS 375/24 (West 1994)). Here, defendant contends that because plaintiff failed to comply with section 20, it may not collect a deficiency judgment.”
Route 50 Auto Sales, Inc. v. Muncy (Ill. App. Ct. 2002). “815 ILCS 375/24(b) (West 1998). This section clearly provides that any person who violates the Act cannot collect any delinquency or finance charge on the installment contract at issue.”
— 815 ILCS 375/24(b) — 2 cases
Route 50 Auto Sales, Inc. v. Muncy, 771 N.E.2d 635 (Ill. App. Ct. 2002). “815 ILCS 375/24(b) (West 1998). This section clearly provides that any person who violates the Act cannot collect any delinquency or finance charge on the installment contract at issue.”
Route 50 Auto Sales, Inc. v. Muncy (Ill. App. Ct. 2002). “815 ILCS 375/24(b) (West 1998). This section clearly provides that any person who violates the Act cannot collect any delinquency or finance charge on the installment contract at issue.”
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