ILCS » Chapter 815 · Act 605
Illinois Compiled Statutes

815 ILCS 605/1 (2026)

This Act shall be known and may be cited as the "Credit Services Organizations Act"

✓ current as of May 2026
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(815 ILCS 605/1) (from Ch. 121 1/2, par. 2101)
    Sec. 1. This Act shall be known and may be cited as the "Credit Services Organizations Act".
(Source: P.A. 85-1384.)

    
Notes of Decisions
Cited in 11 cases (1 in the last 5 years), 2000–2023 · leading case: Midstate Siding & Window Co. v. Rogers, 789 N.E.2d 1248 (Ill. 2003).
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Midstate Siding & Window Co. v. Rogers, 789 N.E.2d 1248 (Ill. 2003). · cites it 4× “Consequently, we reverse the judgments of the appellate court and circuit court, and remand for further proceedings.”
Cannon v. William Chevrolet/Geo, Inc., 794 N.E.2d 843 (Ill. App. Ct. 2003). · cites it 2× “§ 2310 (d) (2000)), and violations of the Credit Services Organizations Act (Credit Services Act) (815 ILCS 605/1 et seq. (West 1998)). Additionally, defendants appeal from the award of attorney fees and costs entered on August 24, 2001.”
Vassilkovska v. Woodfield Nissan, Inc., 830 N.E.2d 619 (Ill. App. Ct. 2005). “§ 1601 (a) (2000)), and a violation of the Credit Services Organizations Act (815 ILCS 605/1 et seq. (West 2000)). According to the plaintiff’s complaint, her allegations of fraud stemmed from Woodfield’s misrepresentations “regarding the price of the Sentra and the costs of…”
Midstate Siding & Window Co. v. Rogers, 722 N.E.2d 1156 (Ill. App. Ct. 2000). · cites it 4× “(Midstate), subject to the Credit Services Organizations Act (Credit Services Act or Act) (815 ILCS 605/1 et seq. (West 1998))? The trial court held that Midstate was governed by the Act and violated it through its dealings with the defendants, Kenneth and Ella Rogers.”
Liberty Chevrolet, Inc. v. Rainey, 791 N.E.2d 625 (Ill. App. Ct. 2003). “Count VII alleges that plaintiffs sales documents did not comply with the Credit Services Organizations Act (815 ILCS 605/1 et seq. (West 2000)). The counterclaim alleges that, although the parties had signed an arbitration agreement (Agreement), plaintiff waived its right to…”
Strohmaier v. Yemm Chevrolet, 211 F. Supp. 2d 1036 (N.D. Ill. 2001). “(Count VI), and the Illinois Credit Services Organizations Act, 815 ILCS 605/1, et seq. (“CSOA”) (Count VII).”
Vassilkovska v. Woodfield Nissan, Inc., 814 N.E.2d 887 (Ill. App. Ct. 2004). “§ 1601 (a) (2000)), and a violation of the Credit Services Organizations Act (815 ILCS 605/1 et seq. (West 2000)). According to the plaintiffs complaint, her allegations of fraud stemmed from Wood-field’s misrepresentations “regarding the price of the Sentra and the costs of…”
Solar Micronics, Inc. v. Reddy (N.D. Ill. 2023). · cites it 2× “815 ILCS 605/1 et seq., fraud under the Illinois Consumer Fraud and Deceptive Businesses Practices Act, 815 ILCS 505/1 et seq.”
Midstate Siding & Window Co. v. Rogers (Ill. 2003). · cites it 2× “JUSTICE FREEMAN delivered the opinion of the court: In this appeal, we are asked to determine whether the Credit Services Organizations Act (Credit Services Act) (815 ILCS 605/1 et seq . (West 1996)) applies to a transaction between a retailer, Midstate Siding and Window…”
Cannon v. William Chevrolet/Geo, Inc. (Ill. App. Ct. 2003). · cites it 2× “§2310 (d) (2000)), and violations of the Credit Services Organizations Act (Credit Services Act) (815 ILCS 605/1 et seq. (West 1998)) . Additionally, defendants appeal from the award of attorney fees and costs entered on August 24, 2001.”
Vassilkovska v. Woodfield Nissan, Inc. (Ill. App. Ct. 2005). “§1601 (a) (2000)), and a violation of the Credit Services Organizations Act (815 ILCS 605/1 et seq . (West 2000)). According to the plaintiff's complaint, her allegations of fraud stemmed from Woodfield's misrepresentations "regarding the price of the Sentra and the costs of…”
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