ILCS » Chapter 815 · Act 655
Illinois Compiled Statutes

815 ILCS 655/4 (2026)

Enforcement

✓ current as of May 2026
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(815 ILCS 655/4) (from Ch. 121 1/2, par. 1804)
    Sec. 4. Enforcement. (a) A consumer damaged by a violation of this Act by a merchant is entitled to recover from the merchant:
    (1) actual damages;
    (2) 25% of an amount equal to the total amount of payments required to obtain ownership of the merchandise involved, except that the amount recovered under this item (2) may not be less than $250 nor more than $1,000; and
    (3) reasonable attorney's fees and court costs.
    (b) A merchant is not liable under this Section for a violation of this Act caused by the merchant's error if before the 31st day after the date the merchant discovers the error, and before an action under this Section is filed or written notice of the error is received by the merchant from the consumer, the merchant gives the consumer written notice of the error and makes adjustments in the consumer's account as necessary to assure that the consumer will not be required to pay an amount in excess of the amount disclosed and that the agreement otherwise complies with this Act.
(Source: P.A. 85-957.)

    
Notes of Decisions
Cited in 2 cases, 2001–2001 · leading case: Yang v. City of Chicago, 745 N.E.2d 541 (Ill. 2001).
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Yang v. City of Chicago, 745 N.E.2d 541 (Ill. 2001). “2(c) (West 1998); 735 ILCS 5/2 — 203(c) (West 1998); 740 ILCS 10/7(2) (West 1998); 740 ILCS 110/15 (West 1998); 745 ILCS 70/12 (West 1998); 775 ILCS 5/8B — 104 (West 1998); 815 ILCS 505/2W (West 1998); 815 ILCS 602/5 — 120 (West 1998); 815 ILCS 605/11 (West 1998); 815 ILCS…”
Yang v. City of Chicago (Ill. 2001). “2(c) (West 1998); 735 ILCS 5/2–203(c) (West 1998); 740 ILCS 10/7(2) (West 1998); 740 ILCS 110/15 (West 1998); 745 ILCS 70/12 (West 1998); 775 ILCS 5/8B–104 (West 1998); 815 ILCS 505/2W (West 1998); 815 ILCS 602/5–120 (West 1998); 815 ILCS 605/11 (West 1998); 815 ILCS 615/45…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.