Iowa Code § 216.13 (2026)
Exceptions for retirement plans, abortion coverage, life, disability, and health benefits
The provisions of this chapter relating to discrimination because of age do not apply to a retirement plan or benefit system of an employer unless the plan or system is a mere subterfuge adopted for the purpose of evading this chapter.
1. However, a retirement plan or benefit system shall not require the involuntary retirement of a person under the age of seventy because of that person’s age. This subsection does not prohibit the involuntary retirement of a person who has attained the age of sixty-five and has for the two prior years been employed in a bona fide executive or high policymaking position and who is entitled to an immediate, nonforfeitable annual retirement benefit from a pension, profit-sharing, savings, or deferred compensation plan of the employer which equals twenty-seven thousand dollars. This retirement benefit test may be adjusted according to the regulations prescribed by the United States secretary of labor pursuant to Pub. L. No. 95-256, section 3.
2. A health insurance program provided by an employer may exclude coverage of\n\nTue Dec 09 22:22:08 2025 Iowa Code 2026, Chapter 216 (47, 2) 15 OFFICE OF CIVIL RIGHTS, §216.15\n\nabortion, except where the life of the mother would be endangered if the fetus were carried to term or where medical complications have arisen from an abortion.
3. An employee welfare plan may provide life, disability or health insurance benefits which vary by age based on actuarial differences if the employer contributes equally for all the participating employees or may provide for employer contributions differing by age if the benefits for all the participating employees do not vary by age. [C71, §105A.15; C73, §601A.15; C75, 77, §601A.12; C79, 81, §601A.13] 84 Acts, ch 1011, §1 C93, §216.13 2006 Acts, ch 1010, §65; 2018 Acts, ch 1026, §69 \n