Iowa Code

Iowa Code § 511.33 (2026)

Application for insurance — duty to attach to policy

✓ current as of July 2026

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All life insurance companies or associations organized or doing business in this state under the provisions of the preceding chapters shall, upon the issue of any policy, attach to such policy, or endorse thereon, a true copy of any application or representation of the assured which by the terms of such policy are made a part thereof, or of the contract of insurance, or referred to therein, or which may in any manner affect the validity of such policy, or, upon reinstatement of a lapsed policy, shall attach to the renewal receipt a true copy of all representations made by the assured upon which the renewal or reinstatement is made. [C97, §1819; C24, 27, 31, 35, 39, §8772; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.33] Referred to in §511.34 Similar provisions, §515.133\n\nTue Dec 09 22:05:29 2025 Iowa Code 2026, Chapter 511 (41, 0) §511.34, LIFE INSURANCE COMPANIES AND ASSOCIATIONS 14

Notes of Decisions

Cited in 3 cases, 1952–1954 · leading case: Com. Ins. Co. of Newark v. Burnquist, 105 F. Supp. 920 (N.D. Iowa 1952).

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Com. Ins. Co. of Newark v. Burnquist, 105 F. Supp. 920 (N.D. Iowa 1952). · cites it 2× “94 it shall forever be precluded from pleading, alleging, or proving any such application or representations, or any part thereof, or falsity thereof, or any parts thereof, in any action upon such policy, and the plaintiff in any such action shall not be required, in order to'…”

Crandall v. Bankers Life Co., 62 N.W.2d 169 (Iowa 1954). · cites it 4× “The omission so to do shall not render the policy invalid, but if any company or association neglects to comply with the requirements of section 511.33, it shall forever be precluded from pleading, alleging, or proving such application or representations, or any part thereof, or…”

McNabb v. State Farm Life Ins., 116 F. Supp. 641 (S.D. Iowa 1953). · cites it 8× “By an amendment, plaintiff asserted: (a) that the defendant’s attempted payment to plaintiff of the premiums paid by the insured was a recognition of the validity of the policy and operated to waive any and every defense thereto; and (b) that Section 511.33 of the Code of Iowa…”

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