Iowa Code

Iowa Code § 536.12 (2026)

Restrictions on practices

✓ current as of July 2026

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1. No licensee shall conduct the business of making loans under the provisions of this chapter within any office, room, suite or place of business in which any other business is solicited or engaged in, or in association or conjunction therewith, except as may be authorized in writing by the superintendent upon the superintendent’s finding that the character of such other business is such that the granting of such authority would not facilitate evasions of this chapter or of the rules lawfully made by the superintendent hereunder.

2. No licensee shall make any loan provided for by this chapter under any other name or at any other place of business than that named in the license.

3. No licensee shall take any instrument in which blanks are left to be filled in after execution.

4. No licensee shall agree to obtain or arrange a residential mortgage for a potential borrower from a third person, unless the licensee also has a mortgage broker license and complies with all of the provisions of chapter 535B. [C24, 27, 31, §9426, 9432; C35, §9438-f12; C39, §9438.12; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §536.12] 2008 Acts, ch 1160, §29 Referred to in §536.19 \n

Notes of Decisions

Cited in 1 case, 1974–1974 · leading case: Kenney v. Landis Fin. Grp., Inc., 376 F. Supp. 852 (N.D. Iowa 1974).

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Kenney v. Landis Fin. Grp., Inc., 376 F. Supp. 852 (N.D. Iowa 1974). · cites it 4× “13(6); (2) the defendant filled in blank spaces on the forms after the transaction was consummated, in violation of § 536.12. Plaintiff’s first defense is based upon this court’s ruling of March 30, 1972 that defendant’s use of the Rule of 78ths to compute rebates upon…”

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