Iowa Code

Iowa Code § 537.1108 (2026)

Effect on organizations

✓ current as of July 2026

Find cases: SyfertCases citing this section IA-LEGlegis.iowa.gov JustiaTitle on Justia CornellLII Search CasesGoogle Scholar

1. This chapter prescribes maximum charges for certain creditors, except lessors and those excluded in section 537.1202, extending credit in consumer credit transactions. \n Tue Dec 09 22:02:53 2025 Iowa Code 2026, Chapter 537 (58, 3) 5 CONSUMER CREDIT CODE, §537.1201\n\n 2. This chapter does not displace limitations on powers of credit unions, savings associations, or other thrift institutions whether organized for the profit of shareholders or as mutual organizations.

3. This chapter does not displace:

a. Limitations on powers of supervised financial organizations with respect to the amount of a loan to a single borrower, the ratio of a loan to the value of collateral, the duration of a loan secured by an interest in land, or other similar restrictions designed to protect deposits.

b. Limitations on powers an organization is authorized to exercise under the laws of this state or the United States. [C75, 77, 79, 81, §537.1108] 2012 Acts, ch 1017, §141 \n

Notes of Decisions

Cited in 3 cases (1 in the last 5 years), 2016–2025 · leading case: Darla Legg & Jason T. Legg, on Behalf of Themselves & All Persons Similarly Situated v. West Bank, 873 N.W.2d 763 (Iowa 2016).

Sort: Relevance Newest Treatment

Darla Legg & Jason T. Legg, on Behalf of Themselves & All Persons Similarly Situated v. West Bank, 873 N.W.2d 763 (Iowa 2016). · cites it 2× “§ 537.1108(1). Similarly, the ICCC defines a finance charge as a charge that is “imposed .”

Amended April 4, 2016 Darla Legg & Jason T. Legg, on Behalf of Themselves & All Persons Similarly Situated v. West Bank (Iowa 2016). · cites it 2× “§ 537.1108(1). Similarly, the ICCC defines a finance charge as a charge that is “imposed .”

Lance Allen Degeneffe & Tracy Lynn Degeneffe v. Home Pride Contractors, Inc. (Iowa 2025). “’ ” (first quoting Iowa Code § 537.1108 (1) (2009); and then quoting id.”

— Iowa Code § 537.1108(1) — 2 cases

Darla Legg & Jason T. Legg, on Behalf of Themselves & All Persons Similarly Situated v. West Bank, 873 N.W.2d 763 (Iowa 2016). “§ 537.1108(1). Similarly, the ICCC defines a finance charge as a charge that is “imposed .”

Amended April 4, 2016 Darla Legg & Jason T. Legg, on Behalf of Themselves & All Persons Similarly Situated v. West Bank (Iowa 2016). “§ 537.1108(1). Similarly, the ICCC defines a finance charge as a charge that is “imposed .”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.