Iowa Code § 537.1302 (2026)
Definition — Truth in Lending Act
As used in this chapter, “Truth in Lending Act” means Tit. 1 of the Consumer Credit Protection Act, in subch. 1 of 15 U.S.C. ch. 41, as amended, and includes regulations issued pursuant to that Act. [C75, 77, 79, 81, §537.1302; 82 Acts, ch 1153, §14] 89 Acts, ch 68, §1; 95 Acts, ch 31, §1; 95 Acts, ch 209, §27; 98 Acts, ch 1031, §1; 2008 Acts, ch 1025, §1; 2010 Acts, ch 1007, §1; 2010 Acts, ch 1061, §180; 2013 Acts, ch 84, §1 Referred to in §322.19, 524.913, 533.315, 535.11, 537.5203\n\n 537.1303 Other defined terms. Other defined terms in this chapter and the sections in which they appear are:
1. “Closing costs”. Section 537.2501, subsection 1, paragraph “e”.
2. “Computational period”. Section 537.2510, subsection 4, paragraph “a”.
3. “Debt”. Section 537.7102, subsection 3.
4. “Debt collection”. Section 537.7102, subsection 4.
5. “Debt collector”. Section 537.7102, subsection 5.
6. “Disposable earnings”. Section 537.5105, subsection 1, paragraph “a”.
7. “Garnishment”. Section 537.5105, subsection 1, paragraph “b”.
8. “Interval”. Section 537.2510, subsection 4, paragraph “b”.
9. “Location”. Section 537.2310, subsection 1.
10. “Pursuant to a credit card”. Section 537.1301, subsection 17.
11. “Residence”. Section 537.1201, subsection 4. [C75, 77, 79, 81, §537.1303] 2003 Acts, ch 108, §99\n\n ARTICLE 2 FINANCE CHARGES AND RELATED PROVISIONS Referred to in §537.1101, 537.3304\n\n PART 1 GENERAL PROVISIONS\n\n 537.2101 Short title. This article shall be known and may be cited as the “Iowa Consumer Credit Code — Finance Charges and Related Provisions”. [C75, 77, 79, 81, §537.2101] \n