Iowa Code » Chapter 537 — CONSUMER CREDIT CODE
Iowa Code

Iowa Code § 537.2507 (2026)

Attorney fees

✓ current as of July 2026
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With respect to a consumer credit transaction, the agreement may not provide for the payment by the consumer of attorney fees. However, in a consumer credit transaction with an amount financed exceeding twenty-five thousand dollars secured by an interest in land, the agreement may provide for the payment by the consumer of reasonable attorney fees. A provision in violation of this section is unenforceable. [C75, 77, 79, 81, §537.2507] 2014 Acts, ch 1037, §19 Referred to in §537.5201

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Notes of Decisions
Cited in 5 cases (1 in the last 5 years), 1981–2025 · leading case: IPALCO Employees Credit Union v. Culver, 309 N.W.2d 484 (Iowa 1981).
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IPALCO Employees Credit Union v. Culver, 309 N.W.2d 484 (Iowa 1981). · cites it 7× “5114 (computation of amount due), and section 537.2507 (prohibition of attorney fees provisions).”
Monahan Loan Serv., Inc. v. Janssen, 349 N.W.2d 752 (Iowa 1984). · cites it 4× “5113 of the Iowa Consumer Credit Code and further alleged that the Audubon County action had prayed for a recovery of plaintiff’s attorney fees from defendants in violation of section 537.2507 of the Iowa Consumer Credit Code.”
Paglia v. Elliott, 373 N.W.2d 121 (Iowa 1985). “§ 537.2507. We uphold the judgment in this regard.”
Lance Allen Degeneffe & Tracy Lynn Degeneffe v. Home Pride Contractors, Inc. (Iowa 2025). “§ 537.2507. Specifically, the Degeneffes assert that Home Pride engaged in harassing and abusive conduct by: “dragging the Degeneffes into Nebraska District Court,” where there was no personal jurisdiction; “calling Lance Degeneffe a criminal and asserting that ‘maybe he hasn’t…”
AmerUs Bank v. Canova, 566 N.W.2d 196 (Iowa Ct. App. 1997). · cites it 2× “(See Iowa Code section 537.2507). In entering the reaffirmation agreement, AmerUs relinquished its immediate right to the property and continued to extend credit to the Canovas despite their bankruptcy.”
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