Iowa Code » Chapter 537 — CONSUMER CREDIT CODE
Iowa Code

Iowa Code § 537.3201 (2026)

Compliance with Truth in Lending Act

✓ current as of July 2026
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A person upon whom the Truth in Lending Act imposes duties or obligations shall make or give to the consumer the disclosures, information and notices required of the person by that Act and in all respects shall comply with that Act. To the extent the Truth in Lending Act does not impose duties or obligations upon a person in a credit transaction, other than a consumer lease, which is a consumer credit transaction under this chapter, the person shall make or give to the consumer disclosures, information and notices in accordance with the Truth in Lending Act, with respect to the credit transaction. [C75, 77, 79, 81, §537.3201] Referred to in §537.1202, 537.1301, 537.2401, 537.2503, 537.2504, 537.2510, 537.3102, 537.3212

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Notes of Decisions
Cited in 3 cases, 1979–2007 · leading case: Midwest Check Cashing, Inc. v. Richey, 728 N.W.2d 396 (Iowa 2007).
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Midwest Check Cashing, Inc. v. Richey, 728 N.W.2d 396 (Iowa 2007). · cites it 2× “Iowa Code § 537.3201 ; see 15 U.S.C. §§ 1601 et seq.”
Nw. Bank & Trust Co. v. Gutshall, 274 N.W.2d 713 (Iowa 1979). · cites it 3× “§ 1639 and § 537.3201, The Code. Based on said allegations, Gut-shall claimed actual damages of $1,416.”
Midwest Check Cashing, Inc., D/b/a Ez Money Check Cashing Vs. Erin E. Richey (Iowa 2007). · cites it 2× “Iowa Code § 537.3201 ; see 15 U.S.C. §§ 1601 et seq.”
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