Iowa Code

Iowa Code § 537.3207 (2026)

Form of insurance premium loan agreement

✓ current as of July 2026

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An agreement pursuant to which an insurance premium loan is made shall contain the names of the insurance producer negotiating each policy or contract and of the insurer issuing each policy or contract, the number and inception date of, and premium for, each policy or contract, the date on which the term of the loan begins, and a clear and conspicuous notice that each policy or contract may be canceled if payment is not made in accordance with the agreement. If a policy or contract has not been issued when the agreement is signed, the agreement may provide that the insurance producer may insert the appropriate information in the agreement and, if they do so, shall furnish the information promptly in writing to the insured. [C75, 77, 79, 81, §537.3207] 2001 Acts, ch 16, §35, 37 Referred to in §537.5201

Notes of Decisions

Cited in 1 case, 2017–2017 · leading case: Mitchell Cnty. Mut. Agency, Inc., D/B/A Town & Country Ins. Agency, plaintiff-appellee/cross-appellant v. Scott H. Ginther, defendant-appellant/cross-appellee. (Iowa Ct. App. 2017).

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Mitchell Cnty. Mut. Agency, Inc., D/B/A Town & Country Ins. Agency, plaintiff-appellee/cross-appellant v. Scott H. Ginther, defendant-appellant/cross-appellee. (Iowa Ct. App. 2017). · cites it 2× “We are not convinced that the failure to timely pay insurance premiums ripens into a loan agreement regulated by Iowa Code section 537.3207 (2014), as urged by Scott.”

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