Iowa Code » Chapter 537 — CONSUMER CREDIT CODE
Iowa Code

Iowa Code § 537.3210 (2026)

Prohibited statements relating to rates

✓ current as of July 2026
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A creditor shall not state the rate of a finance charge to a consumer, in response to any inquiry, or in any advertisement, in the form of an add-on or discount rate, or in any form other than the rate calculated according to the actuarial method as a percent per year on the unpaid balances of the amount financed, or the annual percentage rate required to be disclosed under the Truth in Lending Act. [C75, 77, 79, 81, §537.3210] Referred to in §536A.23, 536A.31, 537.1201, 537.5201\n\nTue Dec 09 22:02:53 2025 Iowa Code 2026, Chapter 537 (58, 3) 33 CONSUMER CREDIT CODE, §537.3301

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Notes of Decisions
Cited in 1 case, 2003–2003 · leading case: Restaurant Dev., Inc. v. Cananwill, Inc., 150 Wash. 2d 674 (Wash. 2003).
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Restaurant Dev., Inc. v. Cananwill, Inc., 150 Wash. 2d 674 (Wash. 2003). “5-2 -201 (Michie 2002) (credit sales); Iowa Code Ann. § 537.3210 (West 2003) (consumer credit); Me.”
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