Iowa Code » Chapter 537 — CONSUMER CREDIT CODE
Iowa Code

Iowa Code § 537.3402 (2026)

Limitation on default charges

✓ current as of July 2026
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Except for reasonable expenses incurred in realizing on a security interest, the agreement with respect to a consumer credit transaction other than a consumer lease may not provide for any charges as a result of default by the consumer other than those authorized by this chapter. A provision in violation of this section is unenforceable. [C75, 77, 79, 81, §537.3402] Referred to in §322.20, 537.5201

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Notes of Decisions
Cited in 2 cases, 2008–2008 · leading case: Anderson v. Nextel Partners, Inc., 745 N.W.2d 464 (Iowa 2008).
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Anderson v. Nextel Partners, Inc., 745 N.W.2d 464 (Iowa 2008). · cites it 4× “Iowa Code § 537.3402 . Sections 537.3310 and 537.”
Tobie Anderson Vs. Nextel Partners, Inc. (Iowa 2008). · cites it 4× “Iowa Code § 537.3402 . Sections 537.3310 and 537.”
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