Iowa Code » Chapter 554 — UNIFORM COMMERCIAL CODE
Iowa Code

Iowa Code § 554.9314 (2026)

Perfection by control

✓ current as of July 2026
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1. Perfection by control. A security interest in controllable accounts, controllable electronic records, controllable payment intangibles, deposit accounts, electronic documents, electronic money, investment property, or letter-of-credit rights may be perfected by control\n\nTue Dec 09 22:02:42 2025 Iowa Code 2026, Chapter 554 (108, 4) 175 UNIFORM COMMERCIAL CODE, §554.9315\n\nof the collateral under section 554.7106, 554.9104, 554.9105A, 554.9106, 554.9107, or 554.9107A.

2. Specified collateral — time of perfection by control — continuation of perfection. A security interest in controllable accounts, controllable electronic records, controllable payment intangibles, deposit accounts, electronic documents, electronic money, or letter-of-credit rights is perfected by control under section 554.7106, 554.9104, 554.9105A, 554.9107, or 554.9107A not earlier than the time the secured party obtains control and remains perfected by control only while the secured party retains control.

3. Investment property — time of perfection by control — continuation of perfection. A security interest in investment property is perfected by control under section 554.9106 not earlier than the time the secured party obtains control and remains perfected by control until:

a. the secured party does not have control; and

b. one of the following occurs:

(1) if the collateral is a certificated security, the debtor has or acquires possession of the security certificate;

(2) if the collateral is an uncertificated security, the issuer has registered or registers the debtor as the registered owner; or

(3) if the collateral is a security entitlement, the debtor is or becomes the entitlement holder. 2000 Acts, ch 1149, §34, 185, 187; 2007 Acts, ch 30, §45, 46, 73; 2022 Acts, ch 1117, §29; 2024 Acts, ch 1023, §64 Referred to in §554.9308, 554.9310, 554.9312, 554.9327, 554.9328, 554.9329 \n

Notes of Decisions
Cited in 3 cases, 1971–1992 · leading case: Matter of Aztec Concrete, Inc., 136 B.R. 535 (Bankr. S.D. Iowa 1992).
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Matter of Aztec Concrete, Inc., 136 B.R. 535 (Bankr. S.D. Iowa 1992). · cites it 5× “, Iowa Code § 554.9314 (2) (1991) (providing for security interest in accessions); Omaha Standard, Inc.”
Kenney v. Landis Fin. Grp., Inc., 349 F. Supp. 939 (N.D. Iowa 1972). · cites it 2× “9204 (4) provides: “(4) No security interest attaches under an after-acquired property clause to consumer goods other than accessions (Section 554.9314) when given as additional security unless the debtor acquires rights in them within ten days after the secured party gives…”
Mun. Equip. Co. v. Butch & Son Deep Rock, 185 N.W.2d 756 (Iowa 1971). · cites it 2× “He claims protection under the Uniform Commercial Code, particularly section 554.9314, The Code, dealing with accessions.”
— Iowa Code § 554.9314(2) — 1 case
Matter of Aztec Concrete, Inc., 136 B.R. 535 (Bankr. S.D. Iowa 1992). “, Iowa Code § 554.9314 (2) (1991) (providing for security interest in accessions); Omaha Standard, Inc.”
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