Iowa Code
Iowa Code § 628.3 (2026)
Redemption by debtor
✓ current as of July 2026
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The debtor may redeem real property at any time within one year from the day of sale, and will, in the meantime, be entitled to the possession thereof; and for the first six months thereafter such right of redemption is exclusive. Any real property redeemed by the debtor shall thereafter be free and clear from any liability for any unpaid portion of the judgment under which said real property was sold. [C51, §1926, 1927; R60, §3332, 3333; C73, §3102, 3103; C97, §4045; C24, 27, 31, 35, 39, §11774; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.3] Referred to in §535.8, 628.5, 628.26, 628.26A
\nNotes of Decisions
Cited in 42
cases (5 in the last 5 years), 1947–2026 · leading case: Fed. Land Bank of Omaha v. Heeren, 398 N.W.2d 839 (Iowa 1987).
Fed. Land Bank of Omaha v. Heeren, 398 N.W.2d 839 (Iowa 1987). “Iowa Code section 628.3 allows the debtor to remain in possession of land, on which he has been foreclosed, during the one-year redemption period.”
Fed. Land Bank of Omaha v. Haworth, 414 N.W.2d 650 (Iowa Ct. App. 1987). “2d 839 (Iowa 1987) as holding that Iowa Code § 628.3 (1987) prohibits a receiver from taking possession of land.”
First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987). “4, which provides: "A party who has taken an appeal from the district court, or stayed execution on the judgment, is not entitled to redeem.”
Farmers Prod. Credit Ass'n v. McFarland, 374 N.W.2d 654 (Iowa 1985). “Under section 628.3 the debtor's right to redeem is for a period of one year from the date of a sale "and for the first six months thereafter such right of redemption is exclusive.”
Norwest Bank Des Moines, Nat'l Ass'n v. Bruett, 432 N.W.2d 711 (Iowa Ct. App. 1988). “The controlling issue in this case is whether Iowa Code section 628.3 prohibits the appointment of a receiver following foreclosure sale of a mortgaged premises, where the mortgage contains a pledge of rents and profits and a stipulation for appointment of a receiver upon…”
Hawkeye Bank & Trust N.A. v. Milburn, 437 N.W.2d 919 (Iowa 1989). “Milburn argues the district court erred in ruling that the automatic stay provisions in Title 11 United States Code section 362 (1982) extinguish the right of redemption found in Iowa Code section 628.3. According to Milburn, this ruling is unconstitutional as it allows the…”
In Re Lally, 38 B.R. 622 (Bankr. D. Iowa 1984). “Redemption Period Iowa Code § 628.3 (1983) provides: The debtor may redeem real property at any time within one year from the day of sale .”
Brenton State Bank of Jefferson v. Tiffany, 440 N.W.2d 583 (Iowa 1989). “intended not to give them interest on what they have paid for the property). We agree with the Bank's argument that when Phoenix bid at the sheriff's sale, its judgment became satisfied to the full extent of its bid.”
Fed. Land Bank of Omaha v. Bollin, 408 N.W.2d 56 (Iowa 1987). “We reverse and remand with directions to the district court to enter judgment (1) acknowledging redemption rights in the Bollins and (2) providing that the redemption period under section 628.3 commenced on the date of the sheriff’s sale, March 18, 1986.”
Venard v. Winter, 524 N.W.2d 163 (Iowa 1994). “See Iowa Code § 628.3 . The last day for redemption was June 8, 1990.”
Fed. Land Bank of Omaha v. Arnold, 426 N.W.2d 153 (Iowa 1988). “See Iowa Code § 628.3 (“Any real *161 property redeemed by the debtor shall thereafter be free and clear from any liability for any unpaid portion of the judgment under which said real property was sold.”
Moad v. Neill, 451 N.W.2d 4 (Iowa Ct. App. 1989). “Iowa Code § 628.3 (1987). It is clear under section 628.”
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