Iowa Code » Chapter 714G — CONSUMER CREDIT SECURITY
Iowa Code

Iowa Code § 714G.11 (2026)

Enforcement

✓ current as of July 2026
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A person who violates this chapter violates section 714.16, subsection 2, paragraph “a”. All powers conferred upon the attorney general to accomplish the objectives and carry out the duties prescribed in section 714.16 are also conferred upon the attorney general to enforce this chapter including but not limited to the power to issue subpoenas, adopt rules, and seek injunctive relief and a monetary award for civil penalties, attorney fees, and costs.\n\nTue Dec 09 21:56:13 2025 Iowa Code 2026, Chapter 714G (21, 0) §714G.11, CONSUMER CREDIT SECURITY 6\n\nAdditionally, the attorney general may seek and recover the greater of five hundred dollars or actual damages for each customer injured by a violation of this chapter. 2008 Acts, ch 1063, §11 Referred to in §714G.8A\n\nTue Dec 09 21:56:13 2025 Iowa Code 2026, Chapter 714G (21, 0)

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Notes of Decisions
Cited in 4 cases, 2013–2016 · leading case: Elyse De Stefano v. Apts. Downtown, Inc., 879 N.W.2d 155 (Iowa 2016).
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Elyse De Stefano v. Apts. Downtown, Inc., 879 N.W.2d 155 (Iowa 2016). · cites it 2× “§ 714G.11 (permitting attorney general to seek “a monetary award for civil penalties, attorney fees, and costs” for consumer credit violations); id.”
State of Iowa Ex Rel. Thomas J. Miller, Attorney Gen. for Iowa v. Vertrue, Inc. F/K/A Memberworks, Inc., a Delaware Corp. Adaptive Mktg., LLC, a Delaware Ltd. Liab. Co. Idaptive Mktg., LLC, a Delaware Ltd. Liab. Co., 834 N.W.2d 12 (Iowa 2013). “§ 714G.11 (Consumer Credit Security); id.”
Elyse De Stefano v. Apts. Downtown, Inc. (Iowa 2016). “§ 714G.11 (permitting attorney general to seek “a monetary award for civil penalties, attorney fees, and costs” for consumer credit violations); id.”
Amended July 26, 2016 Elyse De Stefano v. Apts. Downtown, Inc. (Iowa 2016). “§ 714G.11 (permitting attorney general to seek “a monetary award for civil penalties, attorney fees, and costs” for consumer credit violations); id.”
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