Ky. Rev. Stat. » Chapter 393A
Kentucky Revised Statutes

Ky. Rev. Stat. § 393A.270 (2026)

Notice to apparent owner by holder

✓ current as of May 2026
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(1) Subject to subsection (2) of this section, the holder of property presumed abandoned shall send to the apparent owner notice by first-class United States mail that complies with KRS 393A.280 in a format acceptable to the administrator not more than one hundred eighty (180) days nor less than sixty (60) days before filing the report under KRS 393A.220 if:

(a) The holder has in its records an address for the apparent owner which the holder's records do not disclose to be invalid and is sufficient to direct the delivery of first-class United States mail to the apparent owner; and

(b) The value of the property is fifty dollars ($50) or more.

(2) If an apparent owner has consented to receive electronic-mail delivery from the holder, the holder shall send the notice described in subsection (1) of this section both by first-class United States mail to the apparent owner's last-known mailing address and by electronic mail, unless the holder believes that the apparent owner's electronic-mail address is invalid. Effective: July 14, 2018 History: Created 2018 Ky. Acts ch. 163, sec. 27, effective July 14, 2018.

Notes of Decisions
Cited in 1 case (1 in the last 5 years), 2023–2023 · leading case: Franklin Bank & Trust Co. v. John Hancock Life Ins. Co. (USA) (W.D. Ky. 2023).
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Franklin Bank & Trust Co. v. John Hancock Life Ins. Co. (USA) (W.D. Ky. 2023). “A holder that pays or delivers property to the administrator in good faith and substantially complies with KRS 393A.270 and 393A.280 shall be relieved of liability arising thereafter with respect to payment or delivery of the property to the administrator.”
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