Mass. Gen. Laws » Part I Title XXII Chapter 175
Massachusetts General Laws

Mass. Gen. Laws ch. 175, § 107 (2026)

Surety bonds; status

✓ current as of July 2026
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Section 107. The bonds on which such company becomes surety shall not be deemed insurance contracts as defined in section two, but the company shall otherwise be subject to this chapter so far as applicable, and insurance agents and brokers shall in respect to such bonds be subject to all the provisions of this chapter applying to them in respect to insurance contracts.

Notes of Decisions
Cited in 6 cases, 1973–1997 · leading case: Fed. Deposit Ins. v. Ins. Co. of North Am., 105 F.3d 778 (1st Cir. 1997).
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Fed. Deposit Ins. v. Ins. Co. of North Am., 105 F.3d 778 (1st Cir. 1997). · cites it 2× “2d at 18 , that the Massachusetts legislature has made distinctions in this area.”
Luso-Am. Credit Union v. Cumis Ins. Soc'y, 616 F. Supp. 846 (D. Mass. 1985). “Any such condition, stipulation or agreement shall be void____ Defendant accurately notes, however, that § 22, by its own terms, applies only to policies of insurance and not to surety bonds, which are not subject to the State’s insurance laws.”
Gen. Elec. Co. v. Lexington Contracting Corp., 292 N.E.2d 874 (Mass. 1973). “G. L. c. 175, § 107. Hence, even though the action was brought within one year of the dismissal by the Federal Court, and even though the action was brought within two years, the limitation provision of the bond remains a bar to this action.”
Comm'r of Ins. v. Century Fire & Marine Ins., 367 N.E.2d 842 (Mass. 1977). “See G. L. c. 175, § 107. No argument is made as to the amount of the unpaid premium reserve, $112,000, if the reserve is required.”
Williams v. Ashland Eng'g Co., Inc., 863 F. Supp. 46 (D. Mass. 1994). “A surety bond is not an insurance contract, see Mass.Gen.L. c. 175, § 107. Surety bonds are not subject to Massachusetts’ insurance laws.”
Space Bldg. Corp. v. Ins. Co. of North Am., 389 N.E.2d 1054 (Mass. App. Ct. 1979). “G. L. c. 175, § 107. See General Elec. Co.”
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