Massachusetts General Laws

Mass. Gen. Laws ch. 175, § 78 (2026)

Mutual fire companies; laws applicable; records; perjury; inspection; jurisdiction

✓ current as of July 2026
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Section 78. Such companies shall be subject to the first paragraph of section fifty-eight, except that a treasurer shall be chosen, to the first paragraph of section fifty-nine, and to the first and third paragraphs of section sixty.

The secretary shall keep a record of the votes, which shall show whether cast in person or by proxy; a record of all other proceedings of all meetings of the directors or the members; a record of all policies issued and of all authorized assignments, transfers and cancellations thereof, and such other books and records as the president and directors may require. The records so kept shall be evidence of all elections and of the transactions to which they relate, and shall be open to the inspection of any interested person. A secretary who wilfully makes a false record shall be deemed guilty of perjury.

It shall be a defense in any proceeding for neglect or refusal to exhibit for inspection such records or copies that the actual purpose and reason for the inspection sought are to secure a list of policyholders or other information for the purpose of selling said list or information or copies thereof or of using the same for a purpose other than in the interest of the applicant, as a member or policyholder, relative to the affairs of the corporation. The supreme judicial or superior court shall have jurisdiction in equity, upon application of any interested person, to order any or all of said copies or records to be exhibited in legible form to him and to such other persons as may become parties to said petition at such a place and time as may be designated in the order.

Notes of Decisions
Cited in 1 case, 2015–2015 · leading case: Rule v. Massachusetts Mut. Life Ins., 33 Mass. L. Rptr. 277 (Mass. Super. Ct. 2015).
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Rule v. Massachusetts Mut. Life Ins., 33 Mass. L. Rptr. 277 (Mass. Super. Ct. 2015). “Contrast: G.L.c. 175, §78 (granting certain statutory inspection of records for proceedings by mutual fire insurance companies); G.”
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