Michigan Compiled Laws

Mich. Comp. Laws § 440.4101 (2026)

Uniform commercial code—bank deposits and collections; short title.

✓ current as of July 2026
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UNIFORM COMMERCIAL CODE


Act 174 of 1962


440.4101 Uniform commercial code—bank deposits and collections; short title.

Sec. 4101.

    This article shall be known and may be cited as uniform commercial code—bank deposits and collections.

History: 1962, Act 174, Eff. Jan. 1, 1964

Notes of Decisions
Cited in 8 cases, 1967–2020 · leading case: Colorado Nat'l Bank v. First Nat'l Bank & Trust Co., 459 F. Supp. 1366 (W.D. Mich. 1978).
Colorado Nat'l Bank v. First Nat'l Bank & Trust Co., 459 F. Supp. 1366 (W.D. Mich. 1978). · cites it 2× “§ 440.4101, Official Comment 5. Settlements are “provisional” until “final payment.”
Seaway Cmty. Bank v. Progressive Cas. Ins., 531 F. App'x 648 (6th Cir. 2013). · cites it 4× “Specifically, we apply Article 4 of the Michigan Uniform Commercial Code, Mich. Comp. Laws Ann. § 440.4101 et seq. It provides that the “‘liability of a bank for actions or non-action with respect to any item handled by it for purposes of presentment, payment or collection is…”
Portage Aluminum Co. v. Kentwood Nat. Bank, 307 N.W.2d 761 (Mich. Ct. App. 1981). “, MCL 440.4101 et seq.; MSA 19.4101 et seq.”
Siecinski v. First State Bank, 531 N.W.2d 768 (Mich. Ct. App. 1995). “Claiming that Hosten’s signature on the power of attorney was forged and the withdrawals were unauthorized, plaintiff first demanded that the bank restore the funds and then filed suit against the bank, alleging breach of contract, negligence, conversion, and violation of the…”
Gorshe v. Watersmeet Twp. Sch. Dist., 106 Mich. App. 290 (Mich. Ct. App. 1981). “, MCL 440.4101 et seq.; MSA 19.4101 et seq.”
Rene Marie Sturdavent v. William Sim Spencer (Mich. Ct. App. 2020). “3605; certain banking transactions, MCL 440.4101 through MCL 440.4957; letters of credit, MCL 440.”
State Bank v. Dale M Smith (Mich. Ct. App. 2014). “3403(1) further states, “Unless otherwise provided in this article or article 4, [MCL 440.4101 et seq.,] an unauthorized signature is ineffective except as the signature of the unauthorized signer in favor of a person who in good faith pays the instrument or takes it for value.”
Newman v. Mfrs. Nat'l Bank, 152 N.W.2d 564 (Mich. Ct. App. 1967). “(CL 1948, § 440.4101 et seq. [Stat Ann 1964 Rev § 19.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.