Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956
Michigan Compiled Laws

Mich. Comp. Laws § 500.402a (2026)

Transactions of insurance requiring certificate of authority.

✓ current as of July 2026
Find cases: SyfertCases citing this section MI-LEGlegislature.mi.gov JustiaChapter on Justia CornellLII Search CasesGoogle Scholar

THE INSURANCE CODE OF 1956


Act 218 of 1956


500.402a Transactions of insurance requiring certificate of authority.

Sec. 402a.

    In this state, the following transactions of insurance, whether effected by mail or otherwise, require a certificate of authority:

    (a) The issuance or delivery of insurance contracts to residents of this state.

    (b) The solicitation of applications for insurance contracts from residents of this state.

    (c) The collection of premiums, membership fees, assessments, or other consideration for insurance contracts from residents of this state.

    (d) The doing or proposing to do any act in substance equivalent to subdivisions (a) to (c).

History: Add. 1967, Act 111, Eff. Nov. 2, 1967 ;-- Am. 1992, Act 182, Imd. Eff. Oct. 1, 1992

PopularName Notes:

Act 218
Notes of Decisions
Cited in 3 cases, 1986–1989 · leading case: Spray v. Unum Life Ins. Co. of Am., 749 F. Supp. 800 (W.D. Mich. 1989).
Sort: Relevance Newest Treatment
Spray v. Unum Life Ins. Co. of Am., 749 F. Supp. 800 (W.D. Mich. 1989). “§ 500.402a defines transactions of insurance business as the collection of premiums and the issuance of contracts of insurance to state residents as doing business in Michigan.”
BCS Ins. v. Comm'r of Ins., 397 N.W.2d 552 (Mich. Ct. App. 1986). “218 of the Public Acts of 1956, being sections 500.402a and 500.402b of the Michigan Compiled Laws, any type of insurance described in chapter 6 of Act No.”
Bcs Ins. Co. v. Ins. Comm'r, 397 N.W.2d 552 (Mich. Ct. App. 1986). “218 of the Public Acts of 1956, being sections 500.402a and 500.402b of the Michigan Compiled Laws, any type of insurance described in chapter 6 of Act No.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.