Michigan Compiled Laws

Mich. Comp. Laws § 500.606 (2026)

Disability insurance; definition.

✓ current as of July 2026

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THE INSURANCE CODE OF 1956

Act 218 of 1956

500.606 Disability insurance; definition.

Sec. 606.

(1) "Disability" insurance is insurance against bodily injury or death by accident, or against disability on account of sickness or accident. Unless specifically excluded in chapter 34, disability insurance includes health insurance issued to an individual, family, or group, subject to limitations that are prescribed with respect to the insurance.

(2) An insured under a disability insurance policy as described in this section may be an employee of a person that is not subject to the worker's disability compensation act of 1969, 1969 PA 317, MCL 418.101 to 418.941. If the person is not subject to the worker's disability compensation act of 1969, 1969 PA 317, MCL 418.101 to 418.941, the liability may be limited to liability arising out of and in the course of the employee's employment and the premium may be paid by the employer under an agreement with the employee.

History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 2016, Act 276, Imd. Eff. July 1, 2016

PopularName Notes:

Act 218

Notes of Decisions

Cited in 5 cases, 1981–2010 · leading case: Gen. v. Blue Cross Blue Shield, 291 Mich. App. 64 (Mich. Ct. App. 2010).

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Gen. v. Blue Cross Blue Shield, 291 Mich. App. 64 (Mich. Ct. App. 2010). · cites it 4× “1379, and the insurer being acquired is only authorized to sell disability insurance as defined under section 606 of the insurance code of 1956, 1956 PA 218 , MCL 500.606, or under a statute or regulation in the insurer’s domiciliary jurisdiction that is substantially similar to…”

Gipson v. Life Ins. Co. of North Am., 529 F. Supp. 224 (E.D. Mich. 1981). · cites it 2× “That this policy is a disability insurance policy and not a life insurance policy is evident from the reading of Section 500.606, one of the definition sections of the insurance code.”

Parrish v. Paul Revere Life Ins., 302 N.W.2d 332 (Mich. Ct. App. 1981). “” MCL 500.606; MSA 24.1606. *98 See also MCL 500.”

Missig v. Prudential Ins. Co. of Am., 575 F. Supp. 1185 (E.D. Mich. 1983). “§ 500.606. In Equitable Life Assurance Co.”

Albright v. Butterworth Hmo, 492 N.W.2d 457 (Mich. Ct. App. 1992). · cites it 2× “The Insurance Code’s definition of disability insurance is contained in MCL 500.606; MSA 24.1606: "Disability” insurance is insurance of any person against bodily injury or death by accident, or against disability on account of sickness of accident including also the granting of…”

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