Minn. Stat. » CHAPTER 510. HOMESTEAD EXEMPTION
Minnesota Statutes

Minn. Stat. § 510.02 (2026)

Area And Value; How Limited

✓ current as of May 2026
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Subdivision 1.Exemption.

The homestead may include any quantity of land not exceeding 160 acres. The exemption per homestead, whether the exemption is claimed by one or more debtors, may not exceed $510,000 or, if the homestead is used primarily for agricultural purposes, $1,275,000, exclusive of the limitations set forth in section 510.05.

Subd. 2.Adjustment of dollar amounts.

The dollar amounts in subdivision 1 must change periodically in the manner provided for under section 550.37, subdivision 4a. The commissioner of commerce shall include the changes in the dollar amounts as part of the announcement and publication made under those provisions.

Notes of Decisions
Cited in 59 cases, 1944–2019 · leading case: Baumann v. Chaska Bldg. Ctr., Inc., 621 N.W.2d 795 (Minn. Ct. App. 2001).
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Baumann v. Chaska Bldg. Ctr., Inc., 621 N.W.2d 795 (Minn. Ct. App. 2001). · cites it 32× “By notice of review, respondent challenges the portion of the summary judgment ruling that because appellants’ property is located outside a laid-out or platted portion of a city, the property qualifies for a homestead exemption under Minn.Stat. § 510.02 (1998). We reverse and…”
Kipp v. Sweno, 683 N.W.2d 259 (Minn. 2004). · cites it 30× “This is a case of first impression regarding Minn.Stat. § 510.02 (2002), which establishes a monetary value limitation to the homestead exemption.”
Landmark Cmty. Bank, N.A. v. Klingelhutz, 927 N.W.2d 748 (Minn. Ct. App. 2019). · cites it 16× “Did the district court err by applying the agricultural homestead exemption under Minn. Stat. § 510.02 , subd. 1 ? III. Did the district court err by determining that the $3,000,000 guaranty mortgage was not a valid lien encumbering the property under MUFTA? ANALYSIS "Upon…”
In Re Maronde, 332 B.R. 593 (Bankr. D. Minn. 2005). · cites it 4× “Minn. Stat. § 510.02 . The parties have stipulated that the value of the non-exempt .”
Title Ins. Co. of Minnesota v. Agora Leases, Inc., 320 N.W.2d 884 (Minn. 1982). · cites it 8× “The present provision, Minn.Stat. § 510.02 (1980), provides that if a homestead is "within the laid out or platted portion of [any city] its area shall not exceed one half of an acre.”
Addison v. Seaver, 540 F.3d 805 (8th Cir. 2008). · cites it 2× “Here, Addison elected to use the Minnesota state exemptions, and claimed a homestead exemption of $91,250 under Minn.Stat. Ann. § 510.02 2 and claimed his $4,000 Roth IRA as exempt under Minn.”
Kipp v. Sweno, 629 N.W.2d 468 (Minn. Ct. App. 2001). · cites it 8× “Are appellants entitled to the proceeds of any sale of respondent’s homestead property before one year after the sale? ANALYSIS Standard of Review The question of whether Sweno and his wife can each claim an individual exemption under Minn.Stat. § 510.02 (2000) for property held…”
Holmes v. Deutsche Bank Nat'l Trust Co. Ex Rel. Ameriquest Mortg. Sec., Inc. (In Re Holmes), 387 B.R. 591 (Bankr. D. Minn. 2008). · cites it 4× “The law that they invoked for the claim of exemption, Minn.Stat. § 510.02, allowed up to $200,000.”
In Re Haggerty, 448 N.W.2d 363 (Minn. 1989). · cites it 2× “Minn.Stat. § 510.02. This court has previously addressed challenges to the homestead exemption under Minn.”
Torgelson v. . Real Prop. Known as 17138 880th Ave., Renville Cnty., 749 N.W.2d 24 (Minn. 2008). · cites it 4× “Minn.Stat. § 510.02 (2006). Thus if the value of the property exceeded the amount of the statutory exemption, the statutory analysis would permit the government to obtain forfeiture of the property to the extent of the value of the property over the exemption amount, with the…”
McDermott v. Crabtree (In re Crabtree), 554 B.R. 174 (Bankr. D. Minn. 2016). · cites it 4× “00; they claimed this equity as exempt under Minn. Stat. § 510.02 . THE “FARM ACCOUNT’/IMPROVEMENTS TO THE HOMESTEAD In March 2012, Bethany opened a checking account at Wells Fargo bank.”
In Re Johnson, 69 B.R. 988 (Bankr. D. Minn. 1987). · cites it 7× “01 (1984) and § 510.02 (1984), as amended by 1986 Minn.”
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