Missouri Revised Statutes

Mo. Rev. Stat. § 375.007 (2026)

Cancellation or refusal to issue policy on certain grounds prohibited, exceptions

✓ current as of May 2026
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  375.007.  Cancellation or refusal to issue policy on certain grounds prohibited, exceptions. — No insurer shall cancel or refuse to write or refuse to renew a policy solely because of the age, place of residence, race, sex, color, creed, national origin, ancestry or lawful occupation, including the military service, of anyone who is or seeks to become insured or solely because another insurer has refused to write a policy, or has cancelled or has refused to renew an existing policy in which that person was the named insured, nor shall any insurance company or its agent or representative require any applicant or policyholder to divulge in a written application or otherwise whether any insurer has cancelled or refused to renew or issue to the applicant or policyholder a policy of insurance.  The provisions of this section do not apply to those instances where the hazard insured against under a policy is increased because of exposure to loss attributable solely to the place of residence or lawful occupation of anyone who is or seeks to be insured.

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(L. 1977 S.B. 300 § 7)

Notes of Decisions
Cited in 3 cases, 1995–2008 · leading case: Farm Bureau Town & Country Ins. Co. v. Angoff, 909 S.W.2d 348 (Mo. 1995).
Farm Bureau Town & Country Ins. Co. v. Angoff, 909 S.W.2d 348 (Mo. 1995). · cites it 8× “Among other related claims, each count presents a variation on the theme that §§ 375.007, 375.934, and portions of § 375.”
Overcast v. Billings Mut. Ins. Co., 11 S.W.3d 62 (Mo. 2000). · cites it 2× “While offering immunity to insurance companies against libel and slander in cancellation notices, through section 375.007, the statute also prohibits those insurance companies from inquiring about any prior cancellation of an applicant.”
Marva Saunders v. Farmers Ins. Exch. (8th Cir. 2008). “Mo. Rev. Stat. §§ 375.007 , 375.936(11)(g).”
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