Neb. Rev. Stat. » Chapter 44
Nebraska Revised Statutes

Neb. Rev. Stat. § 44-601 (2026)

Over-insurance; policies for more than five years prohibited

✓ text as last checked Oct. 2026 (this copy records no edition or section history)
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It shall be unlawful for any insurance company or any agent to knowingly issue any fire insurance policy upon property within this state for an amount which, with any existing insurance, exceeds the fair value of the property or of the interest of the insured therein, or for a longer time than for five years, except as provided in section 44-812.

Notes of Decisions
Cited in 6 cases (1 in the last 5 years), 1931–2023 · leading case: Ins. Co. of No. Am. v. Cnty. of Hall, 198 N.W.2d 490 (Neb. 1972).
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Ins. Co. of No. Am. v. Cnty. of Hall, 198 N.W.2d 490 (Neb. 1972). · cites it 2× “In so doing I call attention to the provisions of sections 44-601, 44-602, and 44-603, *495 R.”
Callahan v. Brant, 990 N.W.2d 1 (Neb. 2023). · cites it 4× “- 232 - Nebraska Supreme Court Advance Sheets 314 Nebraska Reports CALLAHAN V.”
Mayfield v. North River Ins., 239 N.W. 197 (Neb. 1931). · cites it 4× “” In this connection it is also to be noted that on this subject, and with special reference to section 44-601, Comp. St. 1929, this insurance code expressly provides: “A policy issued in violation of this article shall be held valid, but shall be construed as provided herein,…”
Kent v. Ins. Co. of North Am., 205 N.W.2d 532 (Neb. 1973). “They also seem adapted to eliminating problems which rise in connection with the statutes of this state and others, such as sections 44-601 to 44-603, R. R. S. 1943, which prohibit the knowing issuance or procurement of fire insurance policies for amounts exceeding the fair…”
State Sec. Co. v. Federated Mut. Implement & Hardware Ins., 204 F. Supp. 207 (D. Neb. 1960). · cites it 2× “1943, Reissue of 1952, but rather with the distinguishably different Section 44-601 Compiled Statutes of Nebraska, 1929.”
Leisy v. Farmers Mut. Home Ins., 258 N.W. 481 (Neb. 1935). · cites it 2× “The offer apparently was made on the theory that section 44-601, Comp. St. 1929, made the provisions of a New York standard form a part of every fire insurance policy issued in this state.”
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