Nevada Revised Statutes

Nev. Rev. Stat. § 97A.165 (2026)

Contents of complaint; limitations

✓ current as of July 2026
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NRS 97A.165  Contents of complaint; limitations.

      1.  In an action brought to collect a credit card debt owed to a purchaser of credit card debt:

      (a) The complaint must include, without limitation:

             (1) The name of the issuer;

             (2) The last four digits of the account number originally assigned by the issuer;

             (3) All subsequent account numbers assigned to the credit card debt by all assignees of the credit card debt; and

             (4) The date of the default on the credit card debt.

      (b) No judgment in favor of the purchaser of credit card debt, including, without limitation, a default judgment, may be entered unless:

             (1) The complaint includes the information required by paragraph (a) of subsection 1; and

             (2) The purchaser of credit card debt has satisfied the standards of proof set forth in subsections 1 and 2 of NRS 97A.160.

      2.  As used in this section, “purchaser of credit card debt” means a person, other than a financial institution, that purchases any outstanding credit card debt.

      (Added to NRS by 2009, 481)

     

Notes of Decisions
Cited in 2 cases (2 in the last 5 years), 2022–2022 · leading case: Patti Jo Barnes (Bankr. D. Nev. 2022).
Patti Jo Barnes (Bankr. D. Nev. 2022). · cites it 7× “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
Marshal Roy Robles (Bankr. D. Nev. 2022). · cites it 7× “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
— Nev. Rev. Stat. § 97A.165(1)(b)(1) — 2 cases
Patti Jo Barnes (Bankr. D. Nev. 2022). “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
Marshal Roy Robles (Bankr. D. Nev. 2022). “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
— Nev. Rev. Stat. § 97A.165(1)(b)(2) — 2 cases
Patti Jo Barnes (Bankr. D. Nev. 2022). “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
Marshal Roy Robles (Bankr. D. Nev. 2022). “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
— Nev. Rev. Stat. § 97A.165(2) — 2 cases
Patti Jo Barnes (Bankr. D. Nev. 2022). “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
Marshal Roy Robles (Bankr. D. Nev. 2022). “The BAP read NRS 97A.165 and NRS 97A.160 to require that the purchaser produce evidence of the liability and the amount of the debt.”
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