N.Y. Debtor & Creditor Law § 278 (2026)

§ 278. Extinguishment of claim for relief. A claim for relief with
respect to a transfer or obligation under this article is extinguished
unless action is brought:
  (a) under paragraph one of subdivision (a) of section two hundred
seventy-three of this article, not later than four years after the
transfer was made or the obligation was incurred or, if later, not later
than one year after the transfer or obligation was or could reasonably
have been discovered by the claimant;
  (b) under paragraph two of subdivision (a) of section two hundred
seventy-three or subdivision (a) of section two hundred seventy-four of
this article, not later than four years after the transfer was made or
the obligation was incurred; or
  (c) under subdivision (b) of section two hundred seventy-four of this
article, not later than one year after the transfer was made.