North Carolina General Statutes — Chapter 24
33 sections. Sourced from ncleg.gov; each section links to its full text with case-law cross-references.
- § 24-1 Legal rate is eight percent
- § 24-1.1 Contract rates and fees
- § 24-1.1A Contract rates on home loans secured by first mortgages or first deeds of trust
- § 24-1.1B Repealed by Session Laws 1979, c. 335
- § 24-1.1E Restrictions and limitations on high-cost home loans
- § 24-1.1F Rate spread home loans
- § 24-1.2A Equity lines of credit
- § 24-1.4 Interest rates for savings and loan associations
- § 24-2 Penalty for usury; corporate bonds may be sold below par
- § 24-2.1 Transactions governed by Chapter
- § 24-2.2 Interest on extensions of credit by banks and savings and loan associations; exceptions
- § 24-2.3 State opt-out from federal preemption
- § 24-2.4 Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law
- § 24-2.5 Mortgage bankers and mortgage brokers
- § 24-3 Time from which interest runs
- § 24-4 Obligations due guardians to bear compound interest; rate of interest
- § 24-5 Interest on judgments
- § 24-6 Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account
- § 24-7 Interest from verdict to judgment added as costs
- § 24-8 Loans not in excess of $300,000; what interest, fees and charges permitted
- § 24-9 Loans exempt from rate and fee limitations
- § 24-9.1 Certain repayments to consumers by public utilities not subject to claim or defense of usury
- § 24-9.3 Economic development loans
- § 24-10 Maximum fees on loans secured by real property
- § 24-10.1 Late fees
- § 24-10.2 Consumer protections in certain home loans
- § 24-11 Certain revolving credit charges
- § 24-11.1 Disclosure requirements for credit cards
- § 24-12 Applicability of Article
- § 24-13 Principal amount defined
- § 24-14 Limitations on charges and interest
- § 24-16 Itemized closing statements
- § 24-16.1 Loans exempt from §§ 24-12 to 24-17