Ohio Rev. Code » Chapter 1322
Ohio Revised Code

Ohio Rev. Code § 1322.02 (2026)

Rules amending definitions of mortgage broker, lender, or originator; rules amending criteria for letters of exemption

✓ current as of May 2026
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Effective:
September 1, 2021
Latest Legislation:
House Bill 133 - 134th General Assembly
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The superintendent of financial institutions may, by rule, amend the definition of mortgage loan originator, mortgage broker, mortgage lender, mortgage servicer, or any other definition in section 1322.01 of the Revised Code, or the criteria for an entity to obtain a letter of exemption, or a registration or license, under this chapter, if the superintendent finds that the change is necessary to remain consistent with the purposes intended by the policy and provisions of the "Secure and Fair Enforcement for Mortgage Licensing Act of 2008," 122 Stat. 2810, 12 U.S.C. 5101.

Rules authorized by this section shall be adopted in accordance with Chapter 119. of the Revised Code.

Last updated June 22, 2021 at 1:07 PM

Notes of Decisions
Cited in 5 cases, 2006–2007 · leading case: State Farm Bank, F.S.B. v. Reardon, 512 F. Supp. 2d 1107 (S.D. Ohio 2007).
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State Farm Bank, F.S.B. v. Reardon, 512 F. Supp. 2d 1107 (S.D. Ohio 2007). · cites it 3× “Ohio Rev.Code §§ 1322.02(C)(1)(a) and (C)(2).”
Roark v. Rydell, 881 N.E.2d 333 (Ohio Ct. App. 2007). “We remand this cause to the trial court to correct its judgment in accordance with this decision.”
Am. Fin. Servs. Ass'n v. City of Cleveland, 112 Ohio St. 3d 170 (Ohio 2006). “, R.C. 1322.02 et seq. (state licensing of mortgage brokers), R.”
Mayher v. Ma (In Re Ma), 375 B.R. 387 (Bankr. N.D. Ohio 2007). · cites it 2× “See Ohio Rev.Code § 1322.02(B) (Anderson 2003).”
Roth v. Ohio Dep't of Com., 870 N.E.2d 771 (Ohio Ct. App. 2007). “R.C. 1322.02(B). 11 . R.C. 1322.041(A)(3).”
— Ohio Rev. Code § 1322.02(B) — 2 cases
Mayher v. Ma (In Re Ma), 375 B.R. 387 (Bankr. N.D. Ohio 2007). “See Ohio Rev.Code § 1322.02(B) (Anderson 2003).”
Roth v. Ohio Dep't of Com., 870 N.E.2d 771 (Ohio Ct. App. 2007). “R.C. 1322.02(B). 11 . R.C. 1322.041(A)(3).”
— Ohio Rev. Code § 1322.02(C)(1)(a) — 1 case
State Farm Bank, F.S.B. v. Reardon, 512 F. Supp. 2d 1107 (S.D. Ohio 2007). “Ohio Rev.Code §§ 1322.02(C)(1)(a) and (C)(2).”
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