Oregon Revised Statutes

Or. Rev. Stat. § 731.158 (2026)

“Casualty insurance.”

✓ current as of May 2026

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731.158 “Casualty insurance.” “Casualty insurance” means:

(1) Insurance against legal, contractual or assumed liability for death, injury or disability of any human, or for damage to property; and provision for medical, hospital, surgical and disability benefits to injured persons including insurance against the risk of economic loss assumed under a less than fully insured employee health benefit plan and funeral and death benefits to dependents, beneficiaries or personal representatives of persons killed, irrespective of legal liability of the insured, when issued as coverage for personal injury protection benefits under a motor vehicle liability policy or as an incidental coverage with or supplemental to liability insurance;

(2) Motor vehicle physical damage, burglary and theft, glass, boiler and machinery, credit and livestock insurance;

(3) Insurance of the obligations accepted by, imposed upon or assumed by employers under law for death, disablement or occupational diseases of employees;

(4) Insurance which undertakes to perform or provide repair or replacement service or indemnification therefor for the operational or structural failure of specified real or personal property or property components; and

(5) Insurance against any other kind of loss, damage or liability properly a subject of insurance and not within any other class of insurance otherwise defined, if such insurance is not disapproved by the Director of the Department of Consumer and Business Services as being contrary to law or public policy. [1967 c.359 §34; 1981 c.247 §2; 1993 c.649 §5; 2007 c.241 §22]

Notes of Decisions

Cited in 2 cases, 1985–1988 · leading case: Commonwealth Elec. Co. v. Fireman's Fund Ins., 762 P.2d 1041 (Or. Ct. App. 1988).

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Commonwealth Elec. Co. v. Fireman's Fund Ins., 762 P.2d 1041 (Or. Ct. App. 1988). · cites it 2× “1 The policy is “casualty insurance” within the definition in ORS 731.158. The Insurance Code specifically requires that a fire insurance policy contain a provision similar to the limitation on actions provided in this policy, ORS 743.”

Warm Springs Forest Prods. Indus. v. Emp. Benefits Ins., 703 P.2d 1008 (Or. Ct. App. 1985). · cites it 2× “" Although Oregon's Insurance Code (as distinct from the Workers' Compensation Law) is not expressly mentioned in the insurance agreement, it applies as a matter of law to this kind of policy when, as here, it is issued in Oregon by a California corporation authorized to sell…”

— Or. Rev. Stat. § 731.158(3) — 1 case

Warm Springs Forest Prods. Indus. v. Emp. Benefits Ins., 703 P.2d 1008 (Or. Ct. App. 1985). “" Although Oregon's Insurance Code (as distinct from the Workers' Compensation Law) is not expressly mentioned in the insurance agreement, it applies as a matter of law to this kind of policy when, as here, it is issued in Oregon by a California corporation authorized to sell…”

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