Pa. Cons. Stat. » 75 Pa. Cons. Stat. (VEHICLES) / Chapter 17
Pennsylvania Consolidated Statutes

75 Pa. Cons. Stat. § 1724 (2026)

  Certain nonexcludable conditions.

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§ 1724.  Certain nonexcludable conditions.

(a)  General rule.--Insurance benefits may not be denied solely because the driver of the insured motor vehicle is determined to be under the influence of drugs or intoxicating beverages at the time of the accident for which benefits are sought.

(b)  Contract exclusions.--Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.

(Mar. 27, 1986, P.L.71, No.24, eff. July 1, 1986)

 

1986 Amendment.  Act 24 added section 1724.

Notes of Decisions
Cited in 9 cases (1 in the last 5 years), 1989–2024 · leading case: Commonwealth v. Stradley, 50 A.3d 769 (Pa. Super. Ct. 2012).
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Commonwealth v. Stradley, 50 A.3d 769 (Pa. Super. Ct. 2012). · cites it 2× “However, Appellant claims that this interpretation of Section 1106 is void as against public policy because it is in conflict with 75 Pa.C.S. § 1724, which prevents an insurance company from denying benefits in a DUI case.”
Gallagher, B., Aplt. v. Geico Indem., 201 A.3d 131 (Pa. 2019). “, 75 Pa.C.S. § 1724(b) ("Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Omodio v. Aetna Life & Cas., 559 A.2d 570 (Pa. 1989). · cites it 3× “75 Pa.C.S. § 1724. In Aetna’s view, therefore, the maxim “expressio unius est exclusio alterius,” cited by the trial court as a reason for allowing coverage, is in fact a reason for denying coverage, because the fact that an accident occurred while the insured was loading or…”
In Re Septa Mvfrl Interest Litig., 996 A.2d 1099 (Pa. Commw. Ct. 2010). · cites it 2× “" 75 Pa.C.S. § 1724. Both of the provisions mentioned in the preceding paragraph involve the contents of a policy.”
Atl. States Ins. v. Ne. Networking Sys. Inc., 69 Pa. D. & C.4th 415 (2004). “Under 75 Pa.C.S. §1724, alcohol use will not void insurance coverage.”
Sayles, S. v. Allstate Ins Co., Aplt., No. 58 MAP 2018 (Pa. Nov. 20, 2019). “, 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Scott, W. v. Travelers Ins Co., Aplt., No. 59 MAP 2018 (Pa. Nov. 20, 2019). “, 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Sayles, S. v. Allstate Ins Co., Aplt., No. 58 MAP 2018 (Pa. Nov. 20, 2019). “, 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Rush, M. v. Erie Ins. Exch., Aplt., 308 A.3d 780 (Pa. 2024). “24 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
75 Pa. Cons. Stat. § 1724(b): 5 cases
Gallagher, B., Aplt. v. Geico Indem., 201 A.3d 131 (Pa. 2019). “, 75 Pa.C.S. § 1724(b) ("Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Sayles, S. v. Allstate Ins Co., Aplt., No. 58 MAP 2018 (Pa. Nov. 20, 2019). “, 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Scott, W. v. Travelers Ins Co., Aplt., No. 59 MAP 2018 (Pa. Nov. 20, 2019). “, 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Sayles, S. v. Allstate Ins Co., Aplt., No. 58 MAP 2018 (Pa. Nov. 20, 2019). “, 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
Rush, M. v. Erie Ins. Exch., Aplt., 308 A.3d 780 (Pa. 2024). “24 75 Pa.C.S. § 1724(b) (“Provisions of an insurance policy which exclude insurance benefits if the insured causes a vehicular accident while under the influence of drugs or intoxicating beverages at the time of the accident are void.”
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