Tex. Codes » Finance Code · TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS · SUBTITLE A. INTEREST · CHAPTER 303. OPTIONAL RATE CEILINGS
Texas Codes

Tex. Fin. Code § 303.002 (2026)

Weekly Ceiling

✓ laws through the 89th Legislature (2025)
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Sec. 303.002. WEEKLY CEILING. The parties to a written agreement may agree to an interest rate, or in an agreement described by Chapter 345, 347, 348, or 353, an amount of time price differential producing a rate, that does not exceed the applicable weekly ceiling.

Amended by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.

Amended by:

Acts 2011, 82nd Leg., R.S., Ch. 117 (H.B. 2559), Sec. 3, eff. September 1, 2011.

Notes of Decisions
Cited in 5 cases (1 in the last 5 years), 2005–2024 · leading case: All Seasons Window & Door Mfg., Inc. v. Red Dot Corp., 181 S.W.3d 490 (Tex. App.—Texarkana 2005).
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All Seasons Window & Door Mfg., Inc. v. Red Dot Corp., 181 S.W.3d 490 (Tex. App.—Texarkana 2005). “” Tex. Fin. Code Ann. § 303.002 (Vernon Supp.”
In re Perry, 425 B.R. 323 (Bankr. S.D. Tex. 2010). · cites it 2× “” Tex. Fin.Code § 303.002 provides that "parties to a written agreement may agree to an interest rate .”
Threlkeld v. Urech, 329 S.W.3d 84 (Tex. App.—Dallas 2011). “See Tex. Fin.Code Ann. § 303.002 (parties to a written agreement may agree to an interest rate that does not exceed the weekly ceiling).”
Jeffrey R. Vaughan v. Raul Medina & Law Off. of Raul Medina, P. C., No. 13-18-00266-CV (Tex. App.—Corpus Christi–Edinburg Apr. 23, 2020). “See TEX. FIN. CODE ANN. § 303.002. Texas provides optional interest rate ceilings.”
Durk DeBoer v. Attebury Grain, LLC, 684 S.W.3d 520 (Tex. App.—Eastland 2024). “” TEX. FIN. CODE ANN. §§ 303.002 (West 2016), 304.”
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