Texas Codes
Tex. Fin. Code § 393.302 (2026)
Charge Or Receipt Of Consideration Before Completion Of Services
✓ current as of May 2026
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Sec. 393.302. CHARGE OR RECEIPT OF CONSIDERATION BEFORE COMPLETION OF SERVICES. A credit services organization or a representative of the organization may charge or receive from a consumer valuable consideration before completely performing all the services the organization has agreed to perform for the consumer only if the organization has obtained a surety bond for each of its locations or established and maintained a surety account for each of its locations in accordance with Subchapter E.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Amended by Acts 1999, 76th Leg., ch. 62, Sec. 7.43(a), eff. Sept. 1, 1999.
Notes of Decisions
Cited in 2
cases, 2005–2012 · leading case: In Re Zuniga, 332 B.R. 760 (Bankr. S.D. Tex. 2005).
In Re Zuniga, 332 B.R. 760 (Bankr. S.D. Tex. 2005). “31 Tex. Fin. Code § 393.302 (Vernon 1998 & Supp.”
In re Grayson, 488 B.R. 579 (Bankr. S.D. Tex. 2012). “, Tex. Fin.Code § 393.302 (“A credit service organization or a representative of the organization may not.”
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