Tex. Codes » Insurance Code · TITLE 10. PROPERTY AND CASUALTY INSURANCE · SUBTITLE E. WORKERS' COMPENSATION INSURANCE · CHAPTER 2052. POLICY PROVISIONS AND FORMS FOR WORKERS' COMPENSATION INSURANCE
Texas Codes

Tex. Ins. Code § 2052.002 (2026)

Standard Policy Forms And Uniform Policy; Exceptions

✓ current as of May 2026
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Sec. 2052.002. STANDARD POLICY FORMS AND UNIFORM POLICY; EXCEPTIONS. (a) The commissioner shall prescribe standard policy forms and a uniform policy for workers' compensation insurance.

(b) In writing workers' compensation insurance in this state, an insurance company may not use a form other than one prescribed under this section unless the form is an endorsement:

(1) appropriate to the company's plan of operation; and

(2) submitted to and approved by the department.

Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.

Notes of Decisions
Cited in 8 cases (2 in the last 5 years), 2008–2024 · leading case: Fairfield Ins. Co. v. Stephens Martin Paving, LP, 246 S.W.3d 653 (Tex. 2008).
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Fairfield Ins. Co. v. Stephens Martin Paving, LP, 246 S.W.3d 653 (Tex. 2008). · cites it 2× “008 ("The commissioner may adopt standard insurance policy forms, printed endorsement forms, and related forms other than insurance policy forms and printed endorsement forms, that an insurer may use instead of the insurer's own forms in writing insurance subject to this…”
Exxon Mobil Corp. v. the Ins. Co. of the State of Pennsylvania, 568 S.W.3d 650 (Tex. 2019). “, Texas Basic Manual of Rules, Classifications and Experience Rating Plan for Workers' Compensation and Employers' Liability Insurance , WC 42 03 04 A (1st reprint, Jan.”
Air Evac EMS, Inc. v. Sullivan, 331 F. Supp. 3d 650 (W.D. Tex. 2018). “It incorrectly assumes a service provider's reimbursement rate is an insurance policy benefit.”
Texas Mut. Ins. Co. v. Hofer Builders, Inc. & Hartford Underwriters Ins. Co. (Tex. App. 2019). “”); see also Tex. Ins. Code § 2052.002(b) (prohibiting insurance company from using form other than one prescribed under section for workers’ compensation insurance unless form is endorsement that is “appropriate to company’s plan of operation” and “submitted to and approved by…”
Texas Mut. Ins. Co. v. Hofer Builders, Inc. & Hartford Underwriters Ins. Co. (Tex. App. 2022). “”); see also Tex. Ins. Code § 2052.002(b) (prohibiting insurance company from using form other than one prescribed under section for workers’ compensation insurance unless form is endorsement that is “appropriate to company’s plan of operation” and “submitted to and approved by…”
Texas Mut. Ins. Co., Hartford Underwriters Ins. Co., Tasb Risk Mgmt. Fund, Transp. Ins. Co., Truck Ins. Exch., Twin City Fire Ins. Co., Valley Forge Ins. Co. v. Phi Air Med., LLC (Tex. 2020). “To facilitate uniform payments, the Division has adopted reimbursement rates.”
Robert Lane v. Odle, Inc. (Tex. App. 2024). “051 (a)–(b); see Tex. Ins. Code Ann. § 2052.002 (a)–(b) (requiring standard policy forms and a uniform policy for workers’ compensation insurance and stating that “an insurance company may not use a form other than one prescribed under this section unless the form is an…”
Texas Mut. Ins. v. Wood Energy Grp., Inc., 604 F. Supp. 2d 942 (W.D. Tex. 2009). “See Tex. Ins. Code §§ 2052.002, 2054.302. Accordingly, in construing the policy, the Court is to determine the ordinary, everyday meaning of the words to the general public.”
— Tex. Ins. Code § 2052.002(a) — 3 cases
Fairfield Ins. Co. v. Stephens Martin Paving, LP, 246 S.W.3d 653 (Tex. 2008). “008 ("The commissioner may adopt standard insurance policy forms, printed endorsement forms, and related forms other than insurance policy forms and printed endorsement forms, that an insurer may use instead of the insurer's own forms in writing insurance subject to this…”
Exxon Mobil Corp. v. the Ins. Co. of the State of Pennsylvania, 568 S.W.3d 650 (Tex. 2019). “, Texas Basic Manual of Rules, Classifications and Experience Rating Plan for Workers' Compensation and Employers' Liability Insurance , WC 42 03 04 A (1st reprint, Jan.”
Texas Mut. Ins. Co., Hartford Underwriters Ins. Co., Tasb Risk Mgmt. Fund, Transp. Ins. Co., Truck Ins. Exch., Twin City Fire Ins. Co., Valley Forge Ins. Co. v. Phi Air Med., LLC (Tex. 2020). “To facilitate uniform payments, the Division has adopted reimbursement rates.”
— Tex. Ins. Code § 2052.002(b) — 2 cases
Texas Mut. Ins. Co. v. Hofer Builders, Inc. & Hartford Underwriters Ins. Co. (Tex. App. 2019). “”); see also Tex. Ins. Code § 2052.002(b) (prohibiting insurance company from using form other than one prescribed under section for workers’ compensation insurance unless form is endorsement that is “appropriate to company’s plan of operation” and “submitted to and approved by…”
Texas Mut. Ins. Co. v. Hofer Builders, Inc. & Hartford Underwriters Ins. Co. (Tex. App. 2022). “”); see also Tex. Ins. Code § 2052.002(b) (prohibiting insurance company from using form other than one prescribed under section for workers’ compensation insurance unless form is endorsement that is “appropriate to company’s plan of operation” and “submitted to and approved by…”
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