Texas Codes

Tex. Ins. Code § 2053.202 (2026)

Establishment Of Optional Deductible Plans

✓ current as of May 2026

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Sec. 2053.202. ESTABLISHMENT OF OPTIONAL DEDUCTIBLE PLANS. (a) The department shall require each insurance company writing workers' compensation insurance in this state to offer at least three optional deductible plans adopted under this section that allow a policyholder to self-insure for the amount of the deductible.

(b) The commissioner by rule shall allow an employer to enter into an agreement with an insurer for a negotiated deductible that exceeds the highest deductible available under a plan described by Subsection (a).

Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.

Notes of Decisions

Cited in 1 case, 2009–2009 · leading case: Methodist Hosp. v. Zurich Am. Ins. Co., 329 S.W.3d 510 (Tex. App. 2009).

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Methodist Hosp. v. Zurich Am. Ins. Co., 329 S.W.3d 510 (Tex. App. 2009). · cites it 2× “See Tex. Ins. Code Ann. § 2053.202 . The gist of Methodist's argument is that every agreement governing reimbursement of a deductible is an optional deductible plan contemplated by section 2053.”

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