Vt. Stat. Ann. » Title 08 Chapter 73
Vermont Statutes Annotated

Vt. Stat. Ann. tit. 08, § 2201 (2026)

✓ current as of May 2026
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(Cite as: 8 V.S.A. § 2201)
Notes of Decisions
Cited in 13 cases, 1986–2020 · leading case: Burke Mountain Rec., Inc. v. Vermont Dev. Credit Corp. (In Re Burke Mountain Rec., Inc.), 64 B.R. 799 (Bankr. D. Vt. 1986).
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Burke Mountain Rec., Inc. v. Vermont Dev. Credit Corp. (In Re Burke Mountain Rec., Inc.), 64 B.R. 799 (Bankr. D. Vt. 1986). · cites it 25× “The only issue we need to decide is whether the loan, dated October 31,1980, is void because VDCC did not obtain the lender’s license required by 8 V.S.A. § 2201 for loans made in the State of Vermont with an annual interest rate greater than twelve percent (12%).”
R&G Props., Inc. v. Column Fin., Inc., 2008 VT 113 (Vt. 2008). · cites it 6× “Borrower also argues that: (1) because the prepayment penalties described in the agreement were triggered by lenders’ decision to accelerate *498 payment of the loan, the penalties were unenforceable; (2) because Column lacked a license as required by 8 V.S.A. § 2201, borrower…”
Vermont Dev. Credit Corp. v. Kitchel, 544 A.2d 1165 (Vt. 1988). · cites it 4× “We conclude that VDCC is required to be licensed under 8 V.S.A. § 2201 and therefore reverse as to the one note that was issued contrary to that statute.”
Klein v. Wolf Run Resort, Inc., 659 A.2d 1153 (Vt. 1995). · cites it 3× “defaulted on an agreement with plaintiff lender and appeals from a decision of the Franklin Superior Court declaring that plaintiff could recover the principal amount of the loan, despite plaintiff’s noncompliance with Vermont’s Licensed Lenders Law (8 V.S.A. § 2201). We affirm.…”
Green Tree Credit Corp. v. Kenyon, 660 A.2d 296 (Vt. 1995). “8 VS.A. § 2201 (emphasis added). Failure to obtain a license renders the loan void and extinguishes the creditor’s “right to collect or receive any principal, interest, or charges whatsoever.”
Hearn v. Mark H. Wentworth Home for Chronic Invalids (In re Hearn), 174 B.R. 679 (Bankr. D. Vt. 1994). · cites it 4× “HFAW did not register as a licensed lender under 8 V.S.A. § 2201 et seq. Under the old 8 V.”
In Re Gorman, 274 B.R. 351 (D. Vt. 2002). “]" Vt. Stat. Ann. tit. 8, § 2201 (a)(1) (Lexis Supp.”
Birch Wood Inc. v. Northborough Capital Partners, LLC (Bankr. D. Vt. 2020). · cites it 8× “To establish the subject loan transaction is not governed by the LLA, Northborough must show at least one of the following criteria is met: (i) the loan is exempt from application of the LLA under 8 V.S.A. § 2201 because it is a commercial loan and secured by property that was…”
Brice v. Plain Green, LLC., 372 F. Supp. 3d 955 (2019). · cites it 2× “§ 1693k ; (2) Vermont Consumer Fraud Act, 8 V.S.A. § 2201 ; (3) RICO; and (4) unjust enrichment.”
Gorman v. Marcon Capital Corp., 274 B.R. 351 (D. Vt. 2002). “]” Vt. Stat. Ann. tit. 8, § 2201 (a)(1) (Lexis Supp.”
Sharpe v. Helmer (Vt. Super. Ct. 2012). · cites it 4× “The first question is whether defendants were required to obtain a license from BISHCA under the Vermont Licensed Lender Act, 8 V.S.A. § 2201 et seq. In general terms, the VLLA is part of a series of banking laws meant to ensure that “the business of organizations that offer…”
R & G Props. v. Column Fin. (Vt. Super. Ct. 2005). · cites it 3× “We decline to read 8 V.S.A. § 2201 to require lending licenses of lenders operating only in other states and countries.”
Show all 13 citing cases →
— Vt. Stat. Ann. tit. 08, § 2201(a) — 3 cases
R&G Props., Inc. v. Column Fin., Inc., 2008 VT 113 (Vt. 2008). “Borrower also argues that: (1) because the prepayment penalties described in the agreement were triggered by lenders’ decision to accelerate *498 payment of the loan, the penalties were unenforceable; (2) because Column lacked a license as required by 8 V.S.A. § 2201, borrower…”
Klein v. Wolf Run Resort, Inc., 659 A.2d 1153 (Vt. 1995). “defaulted on an agreement with plaintiff lender and appeals from a decision of the Franklin Superior Court declaring that plaintiff could recover the principal amount of the loan, despite plaintiff’s noncompliance with Vermont’s Licensed Lenders Law (8 V.S.A. § 2201). We affirm.…”
R & G Props. v. Column Fin. (Vt. Super. Ct. 2005). “We decline to read 8 V.S.A. § 2201 to require lending licenses of lenders operating only in other states and countries.”
— Vt. Stat. Ann. tit. 08, § 2201(a)(1) — 4 cases
R&G Props., Inc. v. Column Fin., Inc., 2008 VT 113 (Vt. 2008). “Borrower also argues that: (1) because the prepayment penalties described in the agreement were triggered by lenders’ decision to accelerate *498 payment of the loan, the penalties were unenforceable; (2) because Column lacked a license as required by 8 V.S.A. § 2201, borrower…”
Sharpe v. Helmer (Vt. Super. Ct. 2012). “The first question is whether defendants were required to obtain a license from BISHCA under the Vermont Licensed Lender Act, 8 V.S.A. § 2201 et seq. In general terms, the VLLA is part of a series of banking laws meant to ensure that “the business of organizations that offer…”
Birch Wood Inc. v. Northborough Capital Partners, LLC (Bankr. D. Vt. 2020). “To establish the subject loan transaction is not governed by the LLA, Northborough must show at least one of the following criteria is met: (i) the loan is exempt from application of the LLA under 8 V.S.A. § 2201 because it is a commercial loan and secured by property that was…”
Hawk Resorts Int'l, L.P. v. Colburn (Vt. Super. Ct. 2011).
— Vt. Stat. Ann. tit. 08, § 2201(c)(9) — 1 case
R&G Props., Inc. v. Column Fin., Inc., 2008 VT 113 (Vt. 2008). “Borrower also argues that: (1) because the prepayment penalties described in the agreement were triggered by lenders’ decision to accelerate *498 payment of the loan, the penalties were unenforceable; (2) because Column lacked a license as required by 8 V.S.A. § 2201, borrower…”
— Vt. Stat. Ann. tit. 08, § 2201(d)(14) — 1 case
Sharpe v. Helmer (Vt. Super. Ct. 2012). “The first question is whether defendants were required to obtain a license from BISHCA under the Vermont Licensed Lender Act, 8 V.S.A. § 2201 et seq. In general terms, the VLLA is part of a series of banking laws meant to ensure that “the business of organizations that offer…”
— Vt. Stat. Ann. tit. 08, § 2201(d)(16) — 1 case
Birch Wood Inc. v. Northborough Capital Partners, LLC (Bankr. D. Vt. 2020). “To establish the subject loan transaction is not governed by the LLA, Northborough must show at least one of the following criteria is met: (i) the loan is exempt from application of the LLA under 8 V.S.A. § 2201 because it is a commercial loan and secured by property that was…”
— Vt. Stat. Ann. tit. 08, § 2201(d)(3) — 1 case
Birch Wood Inc. v. Northborough Capital Partners, LLC (Bankr. D. Vt. 2020). “To establish the subject loan transaction is not governed by the LLA, Northborough must show at least one of the following criteria is met: (i) the loan is exempt from application of the LLA under 8 V.S.A. § 2201 because it is a commercial loan and secured by property that was…”
— Vt. Stat. Ann. tit. 08, § 2201(h) — 1 case
Birch Wood Inc. v. Northborough Capital Partners, LLC (Bankr. D. Vt. 2020). “To establish the subject loan transaction is not governed by the LLA, Northborough must show at least one of the following criteria is met: (i) the loan is exempt from application of the LLA under 8 V.S.A. § 2201 because it is a commercial loan and secured by property that was…”
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