Vermont Statutes Annotated

Vt. Stat. Ann. tit. 08, § 4723 (2026)

Unfair methods of competition or unfair or deceptive acts or practices prohibited

✓ current as of May 2026

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(Cite as: 8 V.S.A. § 4723)

§ 4723. Unfair methods of competition or unfair or deceptive acts or practices prohibited

No person shall engage in any trade practice that is determined under this chapter to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance. (Amended 1973, No. 216 (Adj. Sess.), § 3, eff. May 1, 1974.)

Notes of Decisions

Cited in 5 cases (3 in the last 5 years), 2002–2025 · leading case: City of Burlington v. Hartford Steam Boiler Inspection & Ins., 190 F. Supp. 2d 663 (D. Vt. 2002).

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City of Burlington v. Hartford Steam Boiler Inspection & Ins., 190 F. Supp. 2d 663 (D. Vt. 2002). “18 The VITPA also declares that “[n]o person shall engage in any trade practice which is determined to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance,” 8 V.S.A. § 4723, and vests power in the VDBISHCA Commissioner to…”

JLD Props. of St. Albans, LLC v. Patriot Ins. Co. (D. Vt. 2021). · cites it 3× “intiff argues that the court’s prior decision dismissing Plaintiffs VCFA claims “is incorrect” because (1) a “determination of whether a claim is ‘on the policy’ is a fact intensive inquiry” that should not be undertaken until after discovery; and (2) Plaintiff's VCFA claims…”

JLD Props. of St. Albans, LLC v. Patriot Ins. Co. (D. Vt. 2021). · cites it 2× “Defendant contends that Counts II and III of the Complaint must be dismissed because there is no private right of action under 8 V.S.A. §§ 4723, 4724, and because the VCFA does not apply to insurance claims.”

James W. Dabney v. the Ohio Cas. Ins. Co. (N.J. Super. Ct. App. Div. 2025). “entitl[ing the association] to recover compensatory damages, punitive damages, and attorneys' fees for violation of Vt. Stat. Ann. tit. 8, § 4723 , [and] . .”

Poirier v. Farmers Ins. Grp. (Vt. Super. Ct. 2010). “Unfair Insurance Trade Practices Poirier next alleges that Poulos engaged in unfair insurance trade practices in violation of 8 V.S.A. § 4723. Section 4723 prohibits insurers from engaging in an unfair method of competition or an unfair or deceptive act or practice in the…”

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