Va. Code » Title 46.2. Motor Vehicles » Subtitle II. Titling, Registration and Licensure » Chapter 6. Titling and Registration of Motor Vehicles » Article 2. Titling Vehicles
Virginia Code

Va. Code Ann. § 46.2-636 (2026)

Certificate to show security interests

✓ current as of May 2026
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When the Department receives an application for a certificate of title to a motor vehicle, trailer, or semitrailer showing security interests on the motor vehicle, trailer, or semitrailer, the certificate of title issued by the Department to the owner of the vehicle shall show all security interests disclosed by the application. All security interests shown on the certificate of title shall be shown in the order of their priority according to the information contained in the application.

Code 1950, § 46-69; 1958, c. 541, § 46.1-69; 1966, c. 558; 1989, c. 727.

Notes of Decisions
Cited in 9 cases, 1995–2010 · leading case: Bank of New York v. Leake (In Re Wuerzberger), 284 B.R. 814 (Bankr. W.D. Va. 2002).
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Bank of New York v. Leake (In Re Wuerzberger), 284 B.R. 814 (Bankr. W.D. Va. 2002). · cites it 4× “Since there is no indication on the certificate of title that the Bank is the holder of a lien on the manufactured home, there is a colorable argument that a plain and narrow reading of Virginia Code § 46.2-636 does not aid the “conduit” theory which the Bank advocates.”
Leake v. Oakwood Acceptance Corp. (In Re Wuerzberger), 271 B.R. 778 (Bankr. W.D. Va. 2002). · cites it 9× “Virginia is a title certificate state; hence, the perfection process in Virginia for house trailers and mobile homes requires a notation of the lien on the certificate of title.”
Huennekens v. Abruzzese (In Re Abruzzese), 252 B.R. 341 (Bankr. E.D. Va. 1999). · cites it 3× “The precise timing issue before the court appears to be one of first impression under Virginia law.”
Gen. Elec. Capital Corp. v. Spring Grove Transp., Inc. (In Re Spring Grove Transp., Inc.), 202 B.R. 862 (Bankr. E.D. Va. 1996). · cites it 2× “Va.Code Ann. § 46.2-636 (Michie 1994). Once issued, the certificate of title acts to serve notice to all creditors and purchasers that a security interest in the vehicle exists.”
Chrysler Fin. Co. v. Darrington (In Re Darrington), 251 B.R. 808 (Bankr. E.D. Va. 1999). · cites it 3× “See Va.Code § 46.2-636 (stating the certificate of title “shall show all security interests disclosed by the application”).”
In Re Johnson, 179 B.R. 800 (Bankr. E.D. Va. 1995). · cites it 2× “9-302 (Michie 1991); Va.Code Ann. § 46.2-636 (Michie 1994). Testimony was given that no notation of a security interest appears upon the title to the 1994 Mazda.”
Wells Fargo Equip. Fin. v. Rodriguez, 438 B.R. 913 (W.D. Tex. 2010). “§ 49-501 to-530 (2008); Va.Code Ann. §§ 46.2-636 to-638 (2009)), have assignment provisions in their certificate of title statutes that do not appear to address the perfected status of assignee lien holders (see Ark.”
Enter. Leasing Co. of Norfolk/Richmond v. Mepco, Inc. (In Re Mepco, Inc.), 276 B.R. 94 (Bankr. W.D. Va. 2001). · cites it 2× “Code § 46.2-636. (Repl.Vol. 1998). However, “a security interest in a motor vehicle .”
Altegra Credit Co. v. Banks (In Re Banks), 259 B.R. 848 (Bankr. E.D. Va. 2001). “The validity of any security interest perfected pursuant to §§ 46.2-636 through 46.2-641 shall continue, notwithstanding the provisions of this section.”
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