Wash. Rev. Code » Title 18 · Chapter 18.28
Revised Code of Washington

Wash. Rev. Code § 18.28.090 (2025)

Excess charges—Contract void—Return of payments

✓ laws through the 2025 session: 2026 session laws are not yet included
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If a debt adjuster contracts for, receives or makes any charge in excess of the maximums permitted by this chapter, except as the result of an accidental and bona fide error, the debt adjuster's contract with the debtor shall be void and the debt adjuster shall return to the debtor the amount of all payments received from the debtor or on the debtor's behalf and not distributed to creditors.
[ 1999 c 151 s 103; 1967 c 201 s 9.]

Notes:

Part headings not law—Effective date—1999 c 151: See notes following RCW 18.28.010.
Notes of Decisions
Cited in 1 case, 2012–2012 · leading case: Brown v. Consum. Law Assocs., LLC, 283 F.R.D. 602 (E.D. Wash. 2012).
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Brown v. Consum. Law Assocs., LLC, 283 F.R.D. 602 (E.D. Wash. 2012). “Indeed, Plaintiff’s efforts to declare his contract with CLA void ab initio and to recover all funds not previously distributed to creditors (see RCW 18.28.090) would not serve the interests of current clients who, for one reason or another, would prefer to continue making…”
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