W. Va. Code » §46A-2-111. Consumer leases; information to be furnished.
West Virginia Code

W. Va. Code § 46A-2-111 (2026)

Consumer leases; information to be furnished

✓ text as last checked Sept. 2026 (this copy records no edition or section history)
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ARTICLE 2. CONSUMER CREDIT PROTECTION.

§46A-2-111. Consumer leases; information to be furnished.

With respect to a consumer lease the lessor shall give to the lessee the following information:

(1) Brief description or identification of the goods;

(2) Amount of any payment required at the inception of the lease;

(3) Amount paid or payable for official fees, registration, title privilege, certificate of title or license fees or taxes;

(4) Amount of other charges not included in the periodic payment and a brief description of the charges;

(5) Brief description of insurance to be provided or paid for by the lessor, including the types and amounts of the coverages;

(6) Number of periodic payments, the amount of each payment, the due date of the first payment, the due dates of subsequent payments or interval between payments, and the total amount payable by the lessee;

(7) Statement of the conditions under which the lessee may terminate the lease prior to the end of the term; and

(8) Statement of the liabilities the lease imposes upon the lessee at the end of the term.

Notes of Decisions
Cited in 3 cases, 1982–1999 · leading case: Mallory v. Mortg. Am., Inc., 67 F. Supp. 2d 601 (S.D. W. Va. 1999).
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Mallory v. Mortg. Am., Inc., 67 F. Supp. 2d 601 (S.D. W. Va. 1999). · cites it 6× “W.Va.Code § 46A-2-111 (1998). 8 . Now $335 to $3,358.”
U.S. Life Credit Corp. v. Wilson, 301 S.E.2d 169 (W. Va. 1982). “As pertinent here, Section 101(1) states: (1) If a creditor has violated the provisions of this chapter applying to collection of excess charges (§ 46A-1-104), security in sales and leases (§ 46A-2-107), disclosure with respect to consumer leases (§ 46A-2-111), receipts,…”
One Valley Bank of Oak Hill, Inc. v. Bolen, 425 S.E.2d 829 (W. Va. 1992). “Code, 46A-5-101 [1974], is: “If a creditor has violated the provisions of this chapter applying to collection of excess charges (§ 46A-1-104), security in sales and leases (§ 46A-2-107), disclosure with respect to consumer leases (§ 46A-2-111), receipts, statements of account…”
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