Code of Alabama

Ala. Code § 27-2-7 (2026)

Commissioner of Insurance - Powers and Duties.

✓ official Alabama Legislature (ALISON) text, current July 2026
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The commissioner shall:

(1) Organize, supervise, and administer the Department of Insurance so that the department will perform its lawful functions efficiently and effectively.

(2) Enforce the provisions of this title.

(3) Execute the duties imposed upon him or her by this title.

(4) Have the powers and authority expressly conferred upon him or her by, or reasonably implied from, this title.

(5) Sign and execute in the name of the state, by “the state Department of Insurance,” all contracts or agreements with the federal government or its agencies, other states or political subdivisions thereof, political subdivisions of this state, or with private persons.

(6) Conduct such examinations and investigations of insurance matters, in addition to examinations and investigations expressly authorized, as he or she may deem proper to determine whether any person has violated any provision of this title or to secure information useful in the lawful administration of any such provision. The cost of additional examinations or investigations shall be borne by the state except as otherwise expressly provided.

(7) Invoke any legal, equitable, or special remedy for the enforcement of orders or this title.

(8) Have such powers and perform such duties as may be granted to or required of the superintendent of insurance of this state under laws remaining in force after the effective date of this title.

(9) Have such additional powers and duties as may be provided by other laws of this state.

(10) Not issue a license to a natural person under this title or other law unless the natural person is a United States citizen or, if not a citizen of the United States, a person who is legally present in the United States with appropriate documentation from the federal government.

(11) Create educational and informational programs and presentations for consumers regarding insurance and other matters regulated by the department.

(Acts 1951, No. 234, p. 504, §9; Acts 1971, No. 407, p. 707, §27; Act 2008-135, p. 202, §3; Act 2019-177, §1.)

Notes of Decisions
Cited in 4 cases, 1999–2013 · leading case: Peacock v. Cincinnati Ins. Co., 51 So. 3d 298 (Ala. 2010).
Peacock v. Cincinnati Ins. Co., 51 So. 3d 298 (Ala. 2010). · cites it 4× “See § 27-2-7, Ala. Code 1975. Particularly, the commissioner, and under the commissioner’s authority, the Department, has the authority to regulate insurance rates and forms.”
Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010). · cites it 4× “See Ala.Code 1975, § 27-2-7. As noted in David Parsons's affidavit, the Department of Insurance does not consider "[s]elf-insured workers' compensation groups [to be] `insurers' under the laws pertaining to insurance in the State of Alabama and these groups are not regulated by…”
Allen v. State Farm Fire & Cas. Co., 59 F. Supp. 2d 1217 (S.D. Ala. 1999). · cites it 3× “” Ala.Code § 27-2-7. Included within those powers and duties is the power and duty to regulate and approve rates and rating systems, Ala.”
Alabama Mut. Ins. Corp. v. City of Vernon, 178 So. 3d 350 (Ala. 2013). · cites it 4× “' See § 27-2-7, Ala.Code 1975. Particularly, the commissioner, and under the commissioner’s authority, the Department, *358 has the authority to regulate insurance rates and forms.”
— Ala. Code § 27-2-7(6) — 2 cases
Peacock v. Cincinnati Ins. Co., 51 So. 3d 298 (Ala. 2010). “See § 27-2-7, Ala. Code 1975. Particularly, the commissioner, and under the commissioner’s authority, the Department, has the authority to regulate insurance rates and forms.”
Alabama Mut. Ins. Corp. v. City of Vernon, 178 So. 3d 350 (Ala. 2013). “' See § 27-2-7, Ala.Code 1975. Particularly, the commissioner, and under the commissioner’s authority, the Department, *358 has the authority to regulate insurance rates and forms.”
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