California Codes
Cal. Financial Code § 22000 (2026)
✓ current as of May 2026
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This division is known and may be cited as the “California Financing Law.”
Notes of Decisions
Cited in 21
cases (11 in the last 5 years), 1961–2026 · leading case: Auto. Funding Grp., Inc. v. Garamendi, 2003 Cal. Daily Op. Serv. 11119 (Cal. Ct. App. 2003).
Auto. Funding Grp., Inc. v. Garamendi, 2003 Cal. Daily Op. Serv. 11119 (Cal. Ct. App. 2003). “(Fin. Code, § 22000 et seq.) It has been in business for 40 years, is financially stable, and has never been the subject of a complaint to the Departments of Insurance or Corporations.”
T'Bear v. Forman, 359 F. Supp. 3d 882 (N.D. Cal. 2019). “) Further, Defendant seeks "an award of reasonable attorney's fees and costs based on the attorney's fees provisions in the [notes]." ( Id. at 32.) Plaintiff likewise moves for summary judgment on Defendant's counterclaims, arguing that: (1) the notes at issue are usurious; and…”
Hernandez v. Atl. Fin. Co. of Los Angeles, 105 Cal. App. 3d 65 (Cal. Ct. App. 1980). “Those loans are governed by the California Personal Property Brokers Law (Fin. Code, § 22000 et seq.) and not by the Rees-Levering Act.”
West Pico Furniture Co. v. Superior Court, 364 P.2d 295 (Cal. 1961). “Petitioner counterclaimed, alleging a violation by Pacific of the Personal Property Brokers Law (Fin. Code, §22000 et seq.). Pacific answered some of the interrogatories, and filed objections to the balance.”
Wells Fargo Bank N.A. v. Boutris, 419 F.3d 949 (9th Cir. 2005). “, 4 , and the California Finance Lenders Law (CFLL), Cal. Fin. Code §§ 22000 et seq. 5 The Commissioner is the state official charged with enforcing those laws governing licensed home-mortgage lenders, including a statute barring lenders from charging interest during certain…”
Wells Fargo Bank, N.A. v. Boutris, 252 F. Supp. 2d 1065 (E.D. Cal. 2003). “5, and the California Financial Lenders Law, Cal. Fin.Code § 22000 et seq., against [Wells Fargo and WFHMI]; from revoking WFHMI’s licenses to do business in California under those laws; and from otherwise taking any action against WFHMI for continuing to do business in the…”
Aboolian v. Arutyunyan CA2/3 (Cal. Ct. App. 2016). “5 and the California Finance Lenders Law (Fin. Code, § 22000 et seq.) and asserts, correctly, these statutes are designed to ensure the independence and neutrality of appraisers involved in real estate transactions.”
Law Fin. Grp., LLC v. Key (Cal. Ct. App. 2021). “) 1 Although Key repaid the principal that she borrowed from LFG, she refused to pay any interest, claiming that the terms of the note violated the California Financing Law (Fin. Code, § 22000 et seq.). LFG demanded binding arbitration under the loan agreement.”
Law Fin. Grp., LLC v. Key (Cal. Ct. App. 2021). “)1 Although Key repaid the principal that she borrowed from LFG, she refused to pay any interest, claiming that the terms of the note violated the California Financing Law (Fin. Code, § 22000 et seq.). LFG demanded binding arbitration under the loan agreement.”
Gerro v. BlockFi Lending CA2/1 (Cal. Ct. App. 2022). “He did not allege a violation under the California Financing Law (CFL; Fin. Code, § 22000 et seq.), the UCL, or the FAL.”
Law Fin. Grp., LLC v. Key (Cal. 2023). “claiming they were unlawful under the California Financing Law (Fin. Code, § 22000 et seq.), which restricts the interest and fees that can be charged on consumer loans (see id.”
Law Fin. Grp. v. Key CA2/2 (Cal. Ct. App. 2023). “(Fin. Code, § 22000 et seq.) 2. The Arbitration Pursuant to the Contract’s arbitration provision, the parties arbitrated the dispute over interest and fees.”
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