insuring clause (Missouri) · Go Syfert
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insuring clause in Missouri

15 Missouri opinions name it 1 courts 1932–2019 0 in the last five years

The cases below were cited by Missouri courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (7)

CaseFollowedCited
Wittner, Poger, Rosenblum & Spewak, P.C. v. Bar Plan Mutual Insurance Co.green
mo · 1998 · cited in 1 Missouri opinions naming this issue, 2019–2019
2 sentences

2019See Wittner, 969 S.W.2d at 752-53 (internal citation omitted) (interpreting a nearly identical insuring clause requiring that “an insured had no basis to believe that the [i]nsured had committed such an act or omission”).

2019Importantly, even if Steib subjectively believed his pleading error was not one that might give rise to a malpractice claim, under the objectively-reasonable-attorney standard, Steib’s subjective belief does not release him from his duty to report the potential claim under the Policy’s insuring clause.* See Wittner, 969 S.W.2d at 754 ; see also City of Brentwood, Mo., 397 F. Supp. 2d at 1148 ; Vintila, 1:15-CV-14 SNLJ, 2016 WL 3031407 , at *4; Gen.

11
City of Brentwood, Mo. v. Northland Ins. Co.green
moed · 2005 · cited in 1 Missouri opinions naming this issue, 2019–2019
1 sentence

2019Importantly, even if Steib subjectively believed his pleading error was not one that might give rise to a malpractice claim, under the objectively-reasonable-attorney standard, Steib’s subjective belief does not release him from his duty to report the potential claim under the Policy’s insuring clause.* See Wittner, 969 S.W.2d at 754 ; see also City of Brentwood, Mo., 397 F. Supp. 2d at 1148 ; Vintila, 1:15-CV-14 SNLJ, 2016 WL 3031407 , at *4; Gen.

11
Cincinnati Insurance Co. v. Motorists Mutual Insurance Co.green
ky · 2010 · cited in 1 Missouri opinions naming this issue, 2018–2018
1 sentence

2018See Cincinnati, 306 S.W.3d at 78 n. 35 (internal citation omitted): In simplistic terms, the process is such: if the insuring clause does not extend coverage, one need look no further.

11
Allstate Insurance Co. v. Hartford Accident & Indemnity Co.green
moctapp · 1972 · cited in 1 Missouri opinions naming this issue, 2014–2014
1 sentence

2014In Allstate Insurance Co. v. Hartford Accident & Indemnity Co., the omnibus clause in an automobile liability policy afforded coverage to the named insured and “any other person using such automobile with the permission of the named insured, provided his actual operation or (if he is not operating) his other actual use thereof is within the scope of such permission.” 486 S.W.2d 38, 43 (Mo.App.1972) (emphasis omitted).

11
State Farm Mutual Automobile Insurance Co. v. Whiteheadgreen
moctapp · 1986 · cited in 1 Missouri opinions naming this issue, 2014–2014
1 sentence

2014Co. v. Whitehead, 711 S.W.2d 198, 200 (Mo. App. S.D. 1986) ("'Use' is the general catch-all of the insuring clause, designed and construed to include all proper uses of the vehicle not falling within one of the previous terms of definition.") (internal quotation marks omitted).

11
Ruth v. Stategreen
moctapp · 2006 · cited in 1 Missouri opinions naming this issue, 2011–2011
1 sentence

2011See Versaw, 202 S.W.3d at 644 . 8 Here, in contrast, the phrase appears not only in Exclusion 8 but also in the policy’s insuring clause for liability coverage and multiple other places in the policy.

11
Jackson County v. N.V.green
moctapp · 1989 · cited in 1 Missouri opinions naming this issue, 1995–1995
1 sentence

1995In Interest of M.V., 775 S.W.2d 262, 265 (Mo.App.1989).

11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Missouri. Read the followed side critically anyway.

Also cited on this issue (14)

CaseCitedYears
Grissom v. First National Insurance Agency green
moctapp · 2012
1 sentence

2019See 4 Ruiz suggests that the probate court’s approval of his request for attorneys’ fees against Decedent’s estate—and the lack of a counterclaim by Decedent’s estate—provided him a reasonable belief that no claim would be raised against him resulting from his representation of Decedent. 13 Wittner, 969 S.W.2d at 754 ; Grissom, 371 S.W.3d at 874 ; Landry, 292 S.W.3d at 356 ; see also Bryan Bros.

12019–2019
Landry v. Intermed Insurance Co. green
moctapp · 2009
1 sentence

2019See 4 Ruiz suggests that the probate court’s approval of his request for attorneys’ fees against Decedent’s estate—and the lack of a counterclaim by Decedent’s estate—provided him a reasonable belief that no claim would be raised against him resulting from his representation of Decedent. 13 Wittner, 969 S.W.2d at 754 ; Grissom, 371 S.W.3d at 874 ; Landry, 292 S.W.3d at 356 ; see also Bryan Bros.

12019–2019
Manner v. Schiermeier green
mo · 2013
1 sentence

2014Deemed a "non-owner" exclusion, it states that coverage does not apply to: Bodily injury or property damage arising out of the use of any vehicle, other than your insured car, which is owned by or furnished or available for regular use by you or any resident of your household. 8 Judge Ahuja's dissenting opinion posits that the majority "offers no rationale for looking at the policy's insuring clause to expand the universe of 'designated' vehicles, while not also looking to the policy's exclusions, which specify that coverage does not extend to other owned vehicles." Our opinion is not a "pick

12014–2014
Shiddell v. Bar Plan Mutual green
moctapp · 2012
1 sentence

2014Deemed a "non-owner" exclusion, it states that coverage does not apply to: Bodily injury or property damage arising out of the use of any vehicle, other than your insured car, which is owned by or furnished or available for regular use by you or any resident of your household. 8 Judge Ahuja's dissenting opinion posits that the majority "offers no rationale for looking at the policy's insuring clause to expand the universe of 'designated' vehicles, while not also looking to the policy's exclusions, which specify that coverage does not extend to other owned vehicles." Our opinion is not a "pick

12014–2014
State Farm Fire & Casualty Co. v. D.T.S. green
moctapp · 1993
1 sentence

1995An insuring clause “occurrence provision” identical to the policy provision in the case at bar was construed in D.T.S., 867 S.W.2d at 643 .

11995–1995
Ward v. American Family Insurance Co. green
moctapp · 1990
1 sentence

1994The Ward court found: “While admittedly covered by the insuring clause, [husband’s] derivative damages do not constitute separate and distinct ‘bodily injury.’ ” Id.

11994–1994
Transport Indemnity Co. v. Teter green
moctapp · 1978
1 sentence

1981Transport Indemnity Co. v. Teter, 575 S.W.2d 780 [1-3] (Mo.App.1978).

11981–1981
Mutual Life Insurance v. Hurni Packing Co. green
scotus · 1923
2 sentences

1979Co. of New York v. Hurni Packing Co., 263 U.S. 167 , 44 S.Ct. 90 , 68 L.Ed. 235 (1923).

1979Co. of New York v. Hurni Packing Co., 263 U.S. 167 , 44 S.Ct. 90 , 68 L.Ed. 235 (1923).

11979–1979
Commercial Insurance Company of Newark, New Jersey, a Corporation v. Edwin Scott Orr green
ca8 · 1967
1 sentence

1975Co. of Newark, N. J. v. Orr, 379 F.2d 865 (1967) (8th Cir.), a case based on Missouri law, an insuring clause which provided for payment of loss, including death, “resulting directly and independently of all other causes from accidental bodily injury” was construed to require the proof of “accidental means.” But recovery was allowed. .

11975–1975
Winterton v. Van Zandt green
mo · 1961
1 sentence

1971In Winterton v. Van Zandt, Mo., 351 S.W.2d 696 [1, 2], the court held that in view of that act liability policies will be liberally construed to grant coverage since “the provisions of that act are indicative of the public policy of this state to assure financial remuneration to the extent and under the conditions therein provided for damages sustained through the negligent operation of motor vehicles upon the public highways of this state * * Giving defendant Riley the benefit of liberal interpretation to which he is entitled we hold that under the facts of this case the coverage given by the

11971–1971
Kaplan v. Interstate Fire & Cas. Co. neutral
illappct · 1962
2 sentences

1964An Illinois appellate court in Kaplan v. Interstate Fire & Casualty Co., 35 Ill.App.2d 400 , 182 N.E.2d 766 , considered an identical insuring clause ar.d reached a like result.

1964An Illinois appellate court in Kaplan v. Interstate Fire & Casualty Co., 35 Ill.App.2d 400 , 182 N.E.2d 766 , considered an identical insuring clause ar.d reached a like result.

11964–1964
Loesch v. Union Casualty & Surety Co. neutral
mo · 1903
2 sentences

1958As is to be seen the first paragraph of the insuring clause covers direct loss of gasoline sold “but not delivered.” Appellant lays stress upon the words appearing in the remaining portions of the clause, to-wit: “in or on” assured’s truck and “only while actually in transit.” The case of Loesch v. Union Casualty & Surety Company, 176 Mo. 654 , 75 S.W. 621, 624 , dealt with the words “in transit.” The policy of insurance involved in that case designated insured’s occupation as “stock dealer, not working nor tending in transit.” It called for a death benefit of $5,000 arising out of accidental

1958As is to be seen the first paragraph of the insuring clause covers direct loss of gasoline sold “but not delivered.” Appellant lays stress upon the words appearing in the remaining portions of the clause, to-wit: “in or on” assured’s truck and “only while actually in transit.” The case of Loesch v. Union Casualty & Surety Company, 176 Mo. 654 , 75 S.W. 621, 624 , dealt with the words “in transit.” The policy of insurance involved in that case designated insured’s occupation as “stock dealer, not working nor tending in transit.” It called for a death benefit of $5,000 arising out of accidental

11958–1958
State Ex Rel. Western Automobile Insurance v. Trimble neutral
· 1923
1 sentence

1932Where the provisions of the policy are ; plain, unambiguous and unequivocal, it is the duty of the court to apply its terms as written and not to construe them. [State ex rel. v. Trimble, 297 Mo. 659 ; State ex rel. v. Cox, 322 Mo. 38 .] Plaintiff seems to lay stress on the word “also” as contained in the insuring clause of the policy, but he does not attempt to -inform the court as to his construction of that word, except to say, negatively, that taken in connection with the text it does not mean “hereinafter described in the schedule.” We think its meaning, is apparent.

11932–1932
State Ex Rel. Commonwealth Casualty Co. v. Cox neutral
pa · 1929
1 sentence

1932Where the provisions of the policy are ; plain, unambiguous and unequivocal, it is the duty of the court to apply its terms as written and not to construe them. [State ex rel. v. Trimble, 297 Mo. 659 ; State ex rel. v. Cox, 322 Mo. 38 .] Plaintiff seems to lay stress on the word “also” as contained in the insuring clause of the policy, but he does not attempt to -inform the court as to his construction of that word, except to say, negatively, that taken in connection with the text it does not mean “hereinafter described in the schedule.” We think its meaning, is apparent.

11932–1932

Where else courts name it

CA 115 (1960–2025) TX 25 (1942–2016) NY 16 (1940–2024) MO 15 (1932–2019) MA 14 (1953–2011) NJ 12 (1961–2021) FL 12 (1971–2021) AZ 12 (1984–2021) IN 12 (1925–2018) NM 10 (1961–2012) ND 9 (1967–2013) TN 8 (1951–1999) LA 7 (1939–1987) WA 6 (1946–2006) IA 6 (1942–2016) IL 6 (1934–2023) PA 5 (1936–2001) NC 5 (1938–1996) WI 4 (1984–2015) MS 4 (1961–2010) UT 4 (1938–2013) WV 3 (1982–2013) KY 3 (1932–2010) MD 3 (1997–2022) AL 3 (1984–1988) OH 3 (1959–1994) MN 2 (1979–1988) SC 2 (2012–2013) MI 2 (1943–1957) GA 2 (1941–1952) AR 2 (1932–1963) NE 2 (1936–1968) VT 2 (2019–2019) OR 2 (1978–1979) VA 2 (1957–1976)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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